2026 Kia K5 LXS FWD lease

2026 Kia K5 LXS FWD lease through Hunter Lease: $343 per month with tax, 36 months, 10,000 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1. The payment was calculated Nov 5, 2026, 7:52 PM PST, and an incentive in this payment is valid through November 30, 2026. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. The $195 Hunter Lease service fee is charged separately at booking. Availability last checked November 5, 09:01 AM PST.

We compared the whole market: 45 new Kia K5 LXS FWD at 16 franchise dealers within 100 miles of Los Angeles as of November 5, 2026.

Lease, finance or pay cash.

Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.

Fees and incentives by name

Fees: acquisition $650, doc $85, DMV state fees $437.85, reserve for county DMV fees and paperwork (Hunter Lease) $100

Are these prices only for excellent credit?

Hunter Lease calculates the payment for every credit tier, from tier 1 (740+) to tier 6 (<620). The bank decides your tier. If it approves you at that tier, the payment shown for it is final for the term, miles and amount due at signing you chose.

Specs, fuel economy and what is included

EPA fuel economy (MPG): city 25, hwy 36, combined 29
Specs: 2.5L I4 (factory decode for this VIN build code), FWD (trim reference not checked by VIN), Sedan, 5 seats (factory decode for this VIN build code)
Warranty: basic 5 yr / 60,000 mi, powertrain 10 yr / 100,000 mi
Safety & driver assist: Automatic emergency braking (pedestrian & cyclist); Adaptive cruise control with stop & go; Lane-following assist; Blind-spot monitoring; Rear cross-traffic avoidance with braking; Front & rear parking sensors; Driver-attention monitor; Full airbag set incl. side-curtain
Comfort: Dual-zone climate control; Keyless entry & push-button start; Remote engine start
Infotainment & connectivity: Wireless Apple CarPlay & Android Auto; 12.3" central display; Connected remote control (app); Over-the-air updates
Exterior: LED headlights; Alloy wheels (R16)
Equipment typical for this trim, from the factory VIN decode of this trim.

Every number of this deal

For comparison, financing. 2026 Kia K5 LXS FWD financing through Hunter Lease: $434 per month, 72 months, 4.49% APR, $5,000 down.

Key numbers

2026 Kia K5 LXS FWD lease payment: $343 per month with tax.
2026 Kia K5 LXS FWD lease due at signing: $3,000.
2026 Kia K5 LXS FWD lease term: 36 months. Mileage: 10,000 miles per year.
2026 Kia K5 LXS FWD lease payment before tax: $311 per month. Sales tax for ZIP 90210: taxable $311.26 × 10.25% = $31.90 per month. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
2026 Kia K5 LXS FWD total paid over the 36 month lease: $15,010.59.
How the 2026 Kia K5 LXS FWD lease total adds up: $3,000 due at signing plus 35 monthly payments of $343.16, the exact payment before rounding to $343. That is $416.96 per month on average over the whole term.
With the $195 Hunter Lease service fee, paid once at booking, the total is $15,205.59 and the average is $422.38 per month.
2026 Kia K5 LXS FWD lease: money factor 0.00242 (Kia Finance America program rate 5.81%, money factor = rate ÷ 2400), residual 59%, lender Kia Finance America.
2026 Kia K5 LXS FWD finance payment: $434 per month, 72 months, 4.49% APR, $5,000 down.
2026 Kia K5 LXS FWD MSRP: $28,785.
2026 Kia K5 LXS FWD selling price before incentives: $28,785.
2026 Kia K5 LXS FWD lease incentive from the Kia Finance America Special Lease program: $3,340, valid through Nov 30. It is already included in this price.
2026 Kia K5 LXS FWD price after incentives: $25,445.
2026 Kia K5 LXS FWD availability: in stock.
The 2026 Kia K5 LXS FWD payment is calculated for ZIP 90210 and credit tier 1 · 740+. The bank decides whether to approve the application.
Hunter Lease service fee: $195 at booking. Can I get the $195 back? Yes. Until you sign the contract for the car you can ask for a full refund for any reason.
Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
2026 Kia K5 LXS FWD: dealer stock checked November 5, 09:01 AM PST.
2026 Kia K5 LXS FWD lease bank program valid through: January 5, 2027.
2026 Kia K5 LXS FWD lease payment calculated: November 5, 07:52 PM PST.

How the payment is built

2026 Kia K5 LXS FWD MSRP: $28,785 (dealer feed).
Minus the 2026 Kia K5 LXS FWD lease incentive: $3,340 from the Kia Finance America Special Lease program (manufacturer program).
Minus the down payment applied to the 2026 Kia K5 LXS FWD price: $876.46.
2026 Kia K5 LXS FWD adjusted cap cost, the amount the bank finances: $24,568.54 (Hunter Lease calculation).
2026 Kia K5 LXS FWD residual value after 36 months: $16,983.15, 59% of MSRP (bank program Kia Finance America).
2026 Kia K5 LXS FWD depreciation: $210.71 per month, the adjusted cap cost minus the residual, divided by 36 months.
2026 Kia K5 LXS FWD rent charge: $100.56 per month, the adjusted cap cost plus the residual, times the money factor 0.00242 (Kia Finance America program rate 5.81%, money factor = rate ÷ 2400).
2026 Kia K5 LXS FWD lease payment before tax: $311.26 per month. Depreciation and rent charge are each rounded to the cent, so their sum can differ by a cent.
2026 Kia K5 LXS FWD sales tax on the lease payment: taxable $311.26 × 10.25% = $31.90 per month, rate for ZIP 90210 (CDTFA tax table). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
2026 Kia K5 LXS FWD lease payment with tax: $343.16 per month (Hunter Lease calculation). The page rounds it to $343.
What the $2,999.99 due at signing on the 2026 Kia K5 LXS FWD lease is made of: first payment $343.16, down payment $876.46, tax 10.25% on the down payment, rebate, bank acquisition fee and dealer doc fee $507.52, dealer doc fee $85, registration (DMV), state fees $437.85, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $650.

At lease end

2026 Kia K5 LXS FWD lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
2026 Kia K5 LXS FWD lease mileage: 10,000 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.

Where these numbers come from

Dealer feed: the 2026 Kia K5 LXS FWD MSRP. The car was last seen in the dealer feed on Nov 5, 2026, 9:01 AM PST.
Manufacturer program: the $3,340 lease incentive on the 2026 Kia K5 LXS FWD, valid through November 30, 2026.
Bank program Kia Finance America for the 2026 Kia K5 LXS FWD: money factor 0.00242 (Kia Finance America program rate 5.81%, money factor = rate ÷ 2400), residual 59% (bank program Kia Finance America). Program valid through January 5, 2027.
CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2026 Kia K5 LXS FWD payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2026 Kia K5 LXS FWD. Computed Nov 5, 2026, 7:52 PM PST.
Hunter Lease market sample: the comparison of the 2026 Kia K5 LXS FWD price with the market. Sample collected Oct 20, 2026, 6:57 PM PDT.

Comparison

The Hunter Lease price for the 2026 Kia K5 LXS FWD is in line with the market price, a fair price: compared with 45 listings at 16 dealers within 100 miles of Los Angeles.
Market comparison for the 2026 Kia K5 LXS FWD. Market data current as of today, November 5.
Similar Hunter Lease deal: 2026 Hyundai Elantra SE IVT, $265 per month, 24 months, $3,000 due at signing.
Similar Hunter Lease deal: 2026 Kia K4 LXS Sedan, $282 per month, 36 months, $3,000 due at signing.
Similar Hunter Lease deal: 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD, $288 per month, 36 months, $3,000 due at signing.

How to read these numbers

Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
The Hunter Lease service fee is paid once at booking. It is not part of the monthly payment or the due at signing amount.
Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.

All Kia K5 offers with their payments and terms, on one page: Kia K5 lease and finance deals in California.

See who the K5 is for and who it is not: K5 lease guide.

Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.

See the interactive version, adjust term, mileage, down payment and ZIP, and lock this price for a refundable $195 service fee at https://hunter.lease/deal/2026-kia-k5-lxs-auto-fwd-476936-kd.