2026 Kia K5 LXS FWD lease

Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.

Fees and incentives by name

Fees: acquisition $650, doc $85, DMV state fees $439.12, reserve for county DMV fees and paperwork (Hunter Lease) $100

Specs, fuel economy and what is included

EPA fuel economy (MPG): city 25, hwy 36, combined 29
Specs: 2.5L I4 (decode of a car with the same VIN build code), FWD (trim reference not checked by VIN), Sedan, 5 seats (decode of a car with the same VIN build code)
Warranty: basic 5 yr / 60,000 mi, powertrain 10 yr / 100,000 mi
Safety & driver assist: Automatic emergency braking (pedestrian & cyclist); Adaptive cruise control with stop & go; Lane-following assist; Blind-spot monitoring; Rear cross-traffic avoidance with braking; Front & rear parking sensors; Driver-attention monitor; Full airbag set incl. side-curtain
Comfort: Dual-zone climate control; Keyless entry & push-button start; Remote engine start
Infotainment & connectivity: Wireless Apple CarPlay & Android Auto; 12.3" central display; Connected remote control (app); Over-the-air updates
Exterior: LED headlights; Alloy wheels (R16)
Equipment typical for this trim: VIN decode data for another car of the same model year and trim, not checked against this exact VIN.

Every number of this deal

Summary. 2026 Kia K5 LXS FWD lease through Hunter Lease: $346 per month with tax, 36 months, $3,000 due at signing. 2026 Kia K5 LXS FWD financing through Hunter Lease: $431 per month, 72 months, 3.99% APR, $5,000 down. The Hunter Lease price for the 2026 Kia K5 LXS FWD is valid through Oct 8 at 10:00 PM.

Key numbers

2026 Kia K5 LXS FWD lease payment: $346 per month with tax.
2026 Kia K5 LXS FWD lease due at signing: $3,000.
2026 Kia K5 LXS FWD lease term: 36 months. Mileage: 10,000 miles per year.
2026 Kia K5 LXS FWD lease payment before tax: $314 per month. Sales tax 10.25% for ZIP 90210.
2026 Kia K5 LXS FWD total paid over the 36 month lease: $15,126.
How the 2026 Kia K5 LXS FWD lease total adds up: $3,000 due at signing plus 35 monthly payments of $346.46, the exact payment before rounding to $346. That is $420 per month on average over the whole term.
2026 Kia K5 LXS FWD lease: money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400), residual 58%, lender Kia Finance America.
2026 Kia K5 LXS FWD finance payment: $431 per month, 72 months, 3.99% APR, $5,000 down.
2026 Kia K5 LXS FWD MSRP: $28,980.
2026 Kia K5 LXS FWD selling price before incentives: $28,980.
2026 Kia K5 LXS FWD lease incentive from the Kia Finance America Special Lease program: $3,400, valid through Oct 31. It is already included in this price.
2026 Kia K5 LXS FWD price after incentives: $25,580.
2026 Kia K5 LXS FWD availability: in stock, stock updated October 8, 2026 at 7:11 AM Pacific Time.
The 2026 Kia K5 LXS FWD payment is calculated for ZIP 90210 and a 740+ credit score. The bank decides whether to approve the application.
Hunter Lease service fee: $95 at booking. When do we refund $95? If the bank declines, the numbers go up by even 1 cent, or we can't find the car.
Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
2026 Kia K5 LXS FWD: dealer stock updated October 8, 2026 at 7:11 AM Pacific Time.
2026 Kia K5 LXS FWD lease bank program valid through: November 3, 2026.

How the payment is built

2026 Kia K5 LXS FWD MSRP: $28,980 (dealer feed).
Minus the 2026 Kia K5 LXS FWD lease incentive: $3,400 from the Kia Finance America Special Lease program (manufacturer program).
Minus the down payment applied to the 2026 Kia K5 LXS FWD price: $866.74.
2026 Kia K5 LXS FWD adjusted cap cost, the amount the bank finances: $24,713.26 (Hunter Lease calculation).
2026 Kia K5 LXS FWD residual value after 36 months: $16,808.40, 58% of MSRP (bank program Kia Finance America).
2026 Kia K5 LXS FWD depreciation: $219.58 per month, the adjusted cap cost minus the residual, divided by 36 months.
2026 Kia K5 LXS FWD rent charge: $94.67 per month, the adjusted cap cost plus the residual, times the money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400).
2026 Kia K5 LXS FWD lease payment before tax: $314.25 per month.
2026 Kia K5 LXS FWD sales tax on the lease payment: $32.21 per month, 10.25% for ZIP 90210 (CDTFA tax table).
2026 Kia K5 LXS FWD lease payment with tax: $346.46 per month (Hunter Lease calculation). The page rounds it to $346.
What the $3,000 due at signing on the 2026 Kia K5 LXS FWD lease is made of: first payment $346.46, down payment $866.74, tax 10.25% on the down payment, rebate, bank acquisition fee and dealer doc fee $512.68, dealer doc fee $85, registration (DMV), state fees $439.12, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $650.

Where these numbers come from

Dealer feed: the 2026 Kia K5 LXS FWD MSRP. The car was last seen in the dealer feed on Oct 5, 2026, 7:02 PM PT.
Manufacturer program: the $3,400 lease incentive on the 2026 Kia K5 LXS FWD, valid through October 31, 2026.
Bank program Kia Finance America for the 2026 Kia K5 LXS FWD: money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400), residual 58% (bank program Kia Finance America). Program loaded Oct 2, 2026, 9:13 AM PT, valid through November 3, 2026.
CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2026 Kia K5 LXS FWD payment. Table effective Oct 1, 2026.
Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2026 Kia K5 LXS FWD.
Hunter Lease market sample: the comparison of the 2026 Kia K5 LXS FWD price with the market. Sample collected Oct 7, 2026, 1:57 PM PT.

Comparison

The Hunter Lease price for the 2026 Kia K5 LXS FWD is $20 below the market price: compared with 50 listings at 17 dealers as of October 8.
Similar Hunter Lease deal: 2026 Nissan Altima SV FWD, $259 per month, 36 months, $3,000 due at signing.
Similar Hunter Lease deal: 2027 Nissan Sentra SV Sedan, $259 per month, 24 months, $3,000 due at signing.
Similar Hunter Lease deal: 2026 Mazda Mazda3 Sedan 2.5 S FWD, $261 per month, 36 months, $3,000 due at signing.

How to read these numbers

Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
The Hunter Lease service fee is paid once at booking. It is not part of the monthly payment or the due at signing amount.
Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.

See who the K5 is for and who it is not, with the full model guide, at https://hunter.lease/lease/kia-k5.

Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.

See the interactive version, adjust term, mileage, down payment and ZIP, and lock this price for a refundable $95 service fee at https://hunter.lease/deal/2026-kia-k5-lxs-auto-fwd-512570-kv.