2026 Honda Civic Sedan Gas LX CVT

2026 Honda Civic Sedan Gas LX CVT lease

2026 Honda Civic Sedan Gas LX CVT lease through Hunter Lease: $323 per month with tax, 39 months, 10,000 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1 (740+). The payment was calculated Oct 13, 2026, 8:26 PM PDT, and the bank program behind this payment is valid through November 3, 2026. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. The $195 Hunter Lease service fee is charged separately at booking. Availability last checked October 13, 2026 at 7:11 AM PDT.

Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.

Fees and incentives by name

Payment by term and mileage (find your combo)

Specs, fuel economy and what is included

Every number of this deal

Summary. 2026 Honda Civic Sedan LX CVT financing through Hunter Lease: $415 per month, 72 months, 7.14% APR, $5,000 down.

Key numbers

  • 2026 Honda Civic Sedan LX CVT lease payment: $323 per month with tax.
  • 2026 Honda Civic Sedan LX CVT lease due at signing: $3,000.
  • 2026 Honda Civic Sedan LX CVT lease term: 39 months. Mileage: 10,000 miles per year.
  • 2026 Honda Civic Sedan LX CVT lease payment before tax: $293 per month. Sales tax for ZIP 90210: taxable $293.18 × 10.25% = $30.05 per month. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • 2026 Honda Civic Sedan LX CVT total paid over the 39 month lease: $15,282.75.
  • How the 2026 Honda Civic Sedan LX CVT lease total adds up: $3,000 due at signing plus 38 monthly payments of $323.23, the exact payment before rounding to $323. That is $391.87 per month on average over the whole term.
  • With the $195 Hunter Lease service fee, paid once at booking, the total is $15,477.75 and the average is $396.87 per month.
  • 2026 Honda Civic Sedan LX CVT lease: money factor 0.00208 (American Honda Finance Corp. program rate 4.99%, money factor = rate ÷ 2400), residual 64%, lender American Honda Finance Corp..
  • 2026 Honda Civic Sedan LX CVT finance payment: $415 per month, 72 months, 7.14% APR, $5,000 down.
  • 2026 Honda Civic Sedan LX CVT MSRP: $25,990.
  • 2026 Honda Civic Sedan LX CVT price after incentives: $25,990.
  • 2026 Honda Civic Sedan LX CVT availability: in stock, stock updated October 13, 2026 at 7:11 AM PDT.
  • The 2026 Honda Civic Sedan LX CVT payment is calculated for ZIP 90210 and a 740+ credit score. The bank decides whether to approve the application.
  • Hunter Lease service fee: $195 at booking. Can I get the $195 back? Yes. Until you sign the contract for the car you can ask for a full refund for any reason.
  • Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
  • 2026 Honda Civic Sedan LX CVT: dealer stock updated October 13, 2026 at 7:11 AM PDT.
  • 2026 Honda Civic Sedan LX CVT lease bank program valid through: November 3, 2026.
  • 2026 Honda Civic Sedan LX CVT lease payment calculated: October 13, 08:26 PM PDT.

How the payment is built

  • 2026 Honda Civic Sedan LX CVT MSRP: $25,990 (dealer feed).
  • Minus the down payment applied to the 2026 Honda Civic Sedan LX CVT price: $1,276.54.
  • 2026 Honda Civic Sedan LX CVT adjusted cap cost, the amount the bank finances: $24,713.46 (Hunter Lease calculation).
  • 2026 Honda Civic Sedan LX CVT residual value after 39 months: $16,633.60, 64% of MSRP (bank program American Honda Finance Corp.).
  • 2026 Honda Civic Sedan LX CVT depreciation: $207.18 per month, the adjusted cap cost minus the residual, divided by 39 months.
  • 2026 Honda Civic Sedan LX CVT rent charge: $86 per month, the adjusted cap cost plus the residual, times the money factor 0.00208 (American Honda Finance Corp. program rate 4.99%, money factor = rate ÷ 2400).
  • 2026 Honda Civic Sedan LX CVT lease payment before tax: $293.18 per month.
  • 2026 Honda Civic Sedan LX CVT sales tax on the lease payment: taxable $293.18 × 10.25% = $30.05 per month, rate for ZIP 90210 (CDTFA tax table). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • 2026 Honda Civic Sedan LX CVT lease payment with tax: $323.23 per month (Hunter Lease calculation). The page rounds it to $323.
  • What the $3,000.01 due at signing on the 2026 Honda Civic Sedan LX CVT lease is made of: first payment $323.23, down payment $1,276.54, tax 10.25% on the down payment, bank acquisition fee and dealer doc fee $200.55, dealer doc fee $85, registration (DMV), state fees $419.69, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $595.

At lease end

  • 2026 Honda Civic Sedan LX CVT lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
  • 2026 Honda Civic Sedan LX CVT lease mileage: 10,000 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.

Where these numbers come from

  • Dealer feed: the 2026 Honda Civic Sedan LX CVT MSRP. The car was last seen in the dealer feed on Oct 12, 2026, 3:03 AM PDT.
  • Bank program American Honda Finance Corp. for the 2026 Honda Civic Sedan LX CVT: money factor 0.00208 (American Honda Finance Corp. program rate 4.99%, money factor = rate ÷ 2400), residual 64% (bank program American Honda Finance Corp.). Program loaded Oct 2, 2026, 8:31 AM PDT, valid through November 3, 2026.
  • CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2026 Honda Civic Sedan LX CVT payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2026 Honda Civic Sedan LX CVT. Computed Oct 13, 2026, 8:26 PM PDT.
  • Hunter Lease market sample: the comparison of the 2026 Honda Civic Sedan LX CVT price with the market. Sample collected Oct 7, 2026, 1:55 PM PDT.

Comparison

  • The Hunter Lease price for the 2026 Honda Civic Sedan LX CVT is $440 below the market price: compared with 395 listings at 54 dealers within 100 miles of Los Angeles.
  • Market comparison for the 2026 Honda Civic Sedan LX CVT. Market data current as of today, October 13.
  • The discount and payment history on the page covers cars of this trim on Hunter Lease; the discount on each date is the largest discount negotiated by Hunter Lease, the payment is the lowest payment of the month. It may be a different car of the same trim.
  • Similar Hunter Lease deal: 2026 Nissan Altima SV FWD, $233 per month, 36 months, $3,000 due at signing.
  • Similar Hunter Lease deal: 2026 Nissan Sentra SV Sedan, $238 per month, 36 months, $3,000 due at signing.
  • Similar Hunter Lease deal: 2026 Mazda Mazda3 Sedan 2.5 S FWD, $277 per month, 36 months, $3,000 due at signing.

How to read these numbers

  • Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
  • Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
  • Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
  • In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
  • The Hunter Lease service fee is paid once at booking. It is not part of the monthly payment or the due at signing amount.
  • Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.

Honda Civic Sedan: estimated approval odds by buyer profile

The same conditions apply to every row: this 2026 Honda Civic Sedan LX CVT has a deal price of $25,990, under $55,000; the table shows our estimate of the odds, not an approval.

Honda Civic Sedan with a deal price under $55,000: estimated approval odds for a lease and a loan by buyer profile
Buyer profileLeaseFinance
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signerHighHigh
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerHighHigh
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighHigh
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signerHighModerate
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerModerateModerate
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseModerateModerate
Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerLowLow
Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseModerateModerate
Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerLowLow
Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseModerateModerate

Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.

The estimates are for $3,000 down on a lease and $5,000 down on a loan.

Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.

What moves the estimate in these rows: a co-signer (on a lease, moderate instead of low with a 620-659 score and 6 months to 1 year of history, moderate instead of low with under 6 months of history), a first car loan or lease (moderate instead of high with a 680-719 score) and the type of deal (on a loan the estimate is lower than on a lease, or the same).

The same Honda Civic Sedan in the format dealers advertise

The same 2026 Honda Civic Sedan LX CVT lease (39 months, 10,000 miles a year, ZIP 90210, 10.25% sales tax, credit tier 1 (740+)), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.

2026 Honda Civic Sedan LX CVT: 39-month lease, 10,000 miles a year, ZIP 90210, credit tier 1 (740+), calculated 10/13/2026
Due at signingPayment before tax, as dealers advertise itPayment with tax, as you pay it
$3,000, the main scenario on this page$293.18/mo before tax$323.23/mo with tax, of which $30.05 is tax
$3,999$267.34/mo before tax$294.75/mo with tax, of which $27.40 is tax
$4,999$241.48/mo before tax$266.23/mo with tax, of which $24.75 is tax
$5,999$215.62/mo before tax$237.72/mo with tax, of which $22.10 is tax

Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $595 acquisition fee, the $85 doc fee and the $519.69 DMV registration.

See who the Civic Sedan Gas is for and who it is not, with the full model guide, at https://hunter.lease/lease/honda-civic.

Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.

See the interactive version, adjust term, mileage, down payment and ZIP, and lock this price for a refundable $195 service fee at https://hunter.lease/deal/2026-honda-civic-sedan-lx-cvt-639984.