2026 Mazda Mazda3 Sedan 2.5 S FWD lease

2026 Mazda Mazda3 Sedan 2.5 S FWD lease through Hunter Lease: $278 per month with tax, 36 months, 7,500 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1 (740+). The payment was calculated Oct 14, 2026, 4:12 AM PDT, and an incentive in this payment is valid through October 31, 2026. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. The $195 Hunter Lease service fee is charged separately at booking. Availability last checked October 14, 2026 at 7:11 AM PDT.

Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.

Fees and incentives by name

Fees: acquisition $750, doc $85, DMV state fees $420.40, reserve for county DMV fees and paperwork (Hunter Lease) $100

Payment by term and mileage (find your combo)

24 months: 7,500 mi/yr $337, 10,000 mi/yr $349, 12,000 mi/yr $361, 15,000 mi/yr $386
30 months: 7,500 mi/yr $302, 10,000 mi/yr $311, 12,000 mi/yr $321, 15,000 mi/yr $341
33 months: 7,500 mi/yr $285, 10,000 mi/yr $293, 12,000 mi/yr $302, 15,000 mi/yr $320
36 months: 7,500 mi/yr $278, 10,000 mi/yr $287, 12,000 mi/yr $295, 15,000 mi/yr $311
39 months: 7,500 mi/yr $392, 10,000 mi/yr $398, 12,000 mi/yr $405, 15,000 mi/yr $418
42 months: 7,500 mi/yr $385, 10,000 mi/yr $391, 12,000 mi/yr $398, 15,000 mi/yr $410
48 months: 7,500 mi/yr $380, 10,000 mi/yr $385, 12,000 mi/yr $390, 15,000 mi/yr $400

Specs, fuel economy and what is included

Specs: 2.5L I4 (decode of a car with the same VIN build code), FWD (trim reference not checked by VIN), Sedan, 5 seats (decode of a car with the same VIN build code)
Warranty: basic 3 yr / 36,000 mi, powertrain 5 yr / 60,000 mi
Safety & driver assist: Automatic emergency braking (pedestrian & cyclist); Adaptive cruise control; Highway assist; Lane-following assist; Rear cross-traffic alert; Rear parking sensors; Driver-attention monitor; Full airbag set incl. side-curtain
Comfort: Keyless entry & push-button start; Remote engine start
Infotainment & connectivity: Apple CarPlay & Android Auto; Connected remote control (app); Over-the-air updates; Built-in Wi-Fi hotspot
Exterior: LED headlights; Projector headlights; Alloy wheels (R16)
Equipment typical for this trim: VIN decode data for another car of the same model year and trim, not checked against this exact VIN.

Every number of this deal

Summary. 2026 Mazda Mazda3 Sedan 2.5 S FWD financing through Hunter Lease: $380 per month, 72 months, 3.90% APR, $5,000 down.

Key numbers

2026 Mazda Mazda3 Sedan 2.5 S FWD lease payment: $278 per month with tax.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease due at signing: $3,000.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease term: 36 months. Mileage: 7,500 miles per year.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease payment before tax: $253 per month. Sales tax for ZIP 90210: taxable $252.59 × 10.25% = $25.89 per month. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
2026 Mazda Mazda3 Sedan 2.5 S FWD total paid over the 36 month lease: $12,747.15.
How the 2026 Mazda Mazda3 Sedan 2.5 S FWD lease total adds up: $3,000 due at signing plus 35 monthly payments of $278.49, the exact payment before rounding to $278. That is $354.09 per month on average over the whole term.
With the $195 Hunter Lease service fee, paid once at booking, the total is $12,942.15 and the average is $359.50 per month.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease: money factor 0.00057 (Mazda Financial Services program rate 1.37%, money factor = rate ÷ 2400), residual 60% (Hunter Lease estimate: the Mazda Financial Services base-mileage residual adjusted for 7,500 miles per year), lender Mazda Financial Services.
2026 Mazda Mazda3 Sedan 2.5 S FWD finance payment: $380 per month, 72 months, 3.90% APR, $5,000 down.
2026 Mazda Mazda3 Sedan 2.5 S FWD MSRP: $26,100.
2026 Mazda Mazda3 Sedan 2.5 S FWD selling price before incentives: $26,100.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease incentive from the Lease Cash Program program: $1,100, valid through Oct 31. It is already included in this price.
2026 Mazda Mazda3 Sedan 2.5 S FWD price after incentives: $25,000.
2026 Mazda Mazda3 Sedan 2.5 S FWD availability: in stock, stock updated October 14, 2026 at 7:11 AM PDT.
The 2026 Mazda Mazda3 Sedan 2.5 S FWD payment is calculated for ZIP 90210 and a 740+ credit score. The bank decides whether to approve the application.
Hunter Lease service fee: $195 at booking. Can I get the $195 back? Yes. Until you sign the contract for the car you can ask for a full refund for any reason.
Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
2026 Mazda Mazda3 Sedan 2.5 S FWD: dealer stock updated October 14, 2026 at 7:11 AM PDT.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease bank program valid through: November 3, 2026.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease payment calculated: October 14, 04:12 AM PDT.

How the payment is built

2026 Mazda Mazda3 Sedan 2.5 S FWD MSRP: $26,100 (dealer feed).
Minus the 2026 Mazda Mazda3 Sedan 2.5 S FWD lease incentive: $1,100 from the Lease Cash Program program (manufacturer program).
Minus the down payment applied to the 2026 Mazda Mazda3 Sedan 2.5 S FWD price: $1,059.20.
2026 Mazda Mazda3 Sedan 2.5 S FWD adjusted cap cost, the amount the bank finances: $23,940.80 (Hunter Lease calculation).
2026 Mazda Mazda3 Sedan 2.5 S FWD residual value after 36 months: $15,660, 60% of MSRP (Hunter Lease estimate: the Mazda Financial Services base-mileage residual adjusted for 7,500 miles per year).
2026 Mazda Mazda3 Sedan 2.5 S FWD depreciation: $230.02 per month, the adjusted cap cost minus the residual, divided by 36 months.
2026 Mazda Mazda3 Sedan 2.5 S FWD rent charge: $22.57 per month, the adjusted cap cost plus the residual, times the money factor 0.00057 (Mazda Financial Services program rate 1.37%, money factor = rate ÷ 2400).
2026 Mazda Mazda3 Sedan 2.5 S FWD lease payment before tax: $252.59 per month.
2026 Mazda Mazda3 Sedan 2.5 S FWD sales tax on the lease payment: taxable $252.59 × 10.25% = $25.89 per month, rate for ZIP 90210 (CDTFA tax table). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease payment with tax: $278.49 per month (Hunter Lease calculation). The page rounds it to $278. The payment before tax and the tax are each rounded to the cent, and the payment is rounded once from the exact amounts, so the two lines can differ from it by a cent.
What the $3,000 due at signing on the 2026 Mazda Mazda3 Sedan 2.5 S FWD lease is made of: first payment $278.49, down payment $1,059.20, tax 10.25% on the down payment, rebate, bank acquisition fee and dealer doc fee $306.91, dealer doc fee $85, registration (DMV), state fees $420.40, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $750.

At lease end

2026 Mazda Mazda3 Sedan 2.5 S FWD lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
2026 Mazda Mazda3 Sedan 2.5 S FWD lease mileage: 7,500 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.

Where these numbers come from

Dealer feed: the 2026 Mazda Mazda3 Sedan 2.5 S FWD MSRP. The car was last seen in the dealer feed on Oct 14, 2026, 3:06 AM PDT.
Manufacturer program: the $1,100 lease incentive on the 2026 Mazda Mazda3 Sedan 2.5 S FWD, valid through October 31, 2026.
Bank program Mazda Financial Services for the 2026 Mazda Mazda3 Sedan 2.5 S FWD: money factor 0.00057 (Mazda Financial Services program rate 1.37%, money factor = rate ÷ 2400), residual 60% (Hunter Lease estimate: the Mazda Financial Services base-mileage residual adjusted for 7,500 miles per year). Program loaded Oct 2, 2026, 4:37 PM PDT, valid through November 3, 2026.
CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2026 Mazda Mazda3 Sedan 2.5 S FWD payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2026 Mazda Mazda3 Sedan 2.5 S FWD. Computed Oct 14, 2026, 4:12 AM PDT.
Hunter Lease market sample: the comparison of the 2026 Mazda Mazda3 Sedan 2.5 S FWD price with the market. Sample collected Oct 7, 2026, 2:01 PM PDT.

Comparison

The Hunter Lease price for the 2026 Mazda Mazda3 Sedan 2.5 S FWD is $397 below the market price: compared with 63 listings at 19 dealers within 100 miles of Los Angeles.
Market comparison for the 2026 Mazda Mazda3 Sedan 2.5 S FWD. Market data current as of today, October 14.
The discount and payment history on the page covers cars of this trim on Hunter Lease; the discount on each date is the largest discount negotiated by Hunter Lease, the payment is the lowest payment of the month. It may be a different car of the same trim.
Similar Hunter Lease deal: 2026 Nissan Altima SV FWD, $230 per month, 36 months, $3,000 due at signing.
Similar Hunter Lease deal: 2026 Nissan Sentra SV Sedan, $237 per month, 36 months, $3,000 due at signing.
Similar Hunter Lease deal: 2026 Hyundai Elantra SE IVT, $264 per month, 36 months, $3,000 due at signing.

How to read these numbers

Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
The Hunter Lease service fee is paid once at booking. It is not part of the monthly payment or the due at signing amount.
Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.

Mazda Mazda3 Sedan: estimated approval odds by buyer profile

The same conditions apply to every row: this 2026 Mazda Mazda3 Sedan 2.5 S FWD has a deal price of $26,100, under $55,000; the table shows our estimate of the odds, not an approval.

Mazda Mazda3 Sedan with a deal price under $55,000: estimated approval odds for a lease and a loan by buyer profile
Buyer profile	Lease	Finance
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer	High	High
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer	High	High
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease	High	High
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer	High	High
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer	Moderate	Moderate
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease	Moderate	Moderate
Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer	Low	Low
Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease	Moderate	Moderate
Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer	Low	Low
Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease	Moderate	Moderate

Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.

The estimates are for $3,000 down on a lease and $5,000 down on a loan.

Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.

What moves the estimate in these rows: a co-signer (on a lease, moderate instead of low with a 620-659 score and 6 months to 1 year of history, moderate instead of low with under 6 months of history) and a first car loan or lease (moderate instead of high with a 680-719 score).

The same Mazda Mazda3 Sedan in the format dealers advertise

The same 2026 Mazda Mazda3 Sedan 2.5 S FWD lease (36 months, 7,500 miles a year, ZIP 90210, 10.25% sales tax, credit tier 1 (740+)), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.

2026 Mazda Mazda3 Sedan 2.5 S FWD: 36-month lease, 7,500 miles a year, ZIP 90210, credit tier 1 (740+), calculated 10/14/2026
Due at signing	Payment before tax, as dealers advertise it	Payment with tax, as you pay it
$3,000, the main scenario on this page	$252.59/mo before tax	$278.49/mo with tax, of which $25.89 is tax
$3,999	$226.16/mo before tax	$249.34/mo with tax, of which $23.18 is tax
$4,999	$199.70/mo before tax	$220.16/mo with tax, of which $20.47 is tax
$5,999	$173.23/mo before tax	$190.99/mo with tax, of which $17.76 is tax

Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $750 acquisition fee, the $85 doc fee and the $520.40 DMV registration.

Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.

See the interactive version, adjust term, mileage, down payment and ZIP, and lock this price for a refundable $195 service fee at https://hunter.lease/deal/2026-mazda-mazda3-sedan-2-5-s-fwd-904203-mz.