2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease
2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease through Hunter Lease: $283 per month with tax, 36 months, 7,500 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1. The payment was calculated Nov 4, 2026, 3:21 AM PST, and the discount negotiated by Hunter Lease in this payment is recalculated Nov 4, 2026, 10:00 PM PST. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. The $195 Hunter Lease service fee is charged separately at booking. Availability last checked November 3, 04:03 PM PST.
We compared the whole market: 733 new Mazda Mazda3 Sedan at franchise dealers within 100 miles of Los Angeles as of November 4, 2026.
Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.
Fees and incentives by name
- Fees: acquisition $750, doc $85, DMV state fees $416.41, reserve for county DMV fees and paperwork (Hunter Lease) $100
Payment by term and mileage (find your combo)
- 24 months: 7,500 mi/yr $334, 10,000 mi/yr $347, 12,000 mi/yr $359, 15,000 mi/yr $385
- 30 months: 7,500 mi/yr $303, 10,000 mi/yr $313, 12,000 mi/yr $323, 15,000 mi/yr $343
- 33 months: 7,500 mi/yr $288, 10,000 mi/yr $297, 12,000 mi/yr $306, 15,000 mi/yr $324
- 36 months: 7,500 mi/yr $283, 10,000 mi/yr $291, 12,000 mi/yr $299, 15,000 mi/yr $316
- 39 months: 7,500 mi/yr $393, 10,000 mi/yr $400, 12,000 mi/yr $407, 15,000 mi/yr $420
- 42 months: 7,500 mi/yr $388, 10,000 mi/yr $394, 12,000 mi/yr $400, 15,000 mi/yr $413
- 48 months: 7,500 mi/yr $384, 10,000 mi/yr $389, 12,000 mi/yr $394, 15,000 mi/yr $405
Specs, fuel economy and what is included
- Specs: 2.5L I4 (factory decode for this VIN build code), FWD (trim reference not checked by VIN), Sedan, 5 seats (factory decode for this VIN build code)
- Warranty: basic 3 yr / 36,000 mi, powertrain 5 yr / 60,000 mi
- Safety & driver assist: Automatic emergency braking (pedestrian & cyclist); Adaptive cruise control; Highway assist; Lane-following assist; Rear cross-traffic alert; Rear parking sensors; Driver-attention monitor; Full airbag set incl. side-curtain
- Comfort: Dual-zone climate control; Keyless entry & push-button start; Remote engine start
- Infotainment & connectivity: Apple CarPlay & Android Auto; Connected remote control (app); Over-the-air updates; Built-in Wi-Fi hotspot
- Interior: Leatherette seats
- Exterior: LED headlights; Projector headlights; Alloy wheels (R18)
- Equipment typical for this trim, from the factory VIN decode of this trim.
Every number of this deal
Summary. The discount negotiated by Hunter Lease in this payment is recalculated Nov 4 at 10:00 PM PST.
For comparison, financing. 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD financing through Hunter Lease: $370 per month, 72 months, 3.90% APR, $5,000 down.
Key numbers
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease payment: $283 per month with tax.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease due at signing: $3,000.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease term: 36 months. Mileage: 7,500 miles per year.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease payment before tax: $256 per month. Sales tax for ZIP 90210: taxable $256.48 × 10.25% = $26.29 per month. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD total paid over the 36 month lease: $12,896.95.
- How the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease total adds up: $3,000 due at signing plus 35 monthly payments of $282.77, the exact payment before rounding to $283. That is $358.25 per month on average over the whole term.
- With the $195 Hunter Lease service fee, paid once at booking, the total is $13,091.95 and the average is $363.67 per month.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease: money factor 0.00088 (Mazda Financial Services program rate 2.11%, money factor = rate ÷ 2400), residual 61% (Hunter Lease estimate: the Mazda Financial Services base-mileage residual adjusted for 7,500 miles per year), lender Mazda Financial Services.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD finance payment: $370 per month, 72 months, 3.90% APR, $5,000 down.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD MSRP: $26,855.
- Discount negotiated by Hunter Lease on the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD: $1,369.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD price after incentives: $25,486.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD availability: in stock.
- The 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD payment is calculated for ZIP 90210 and credit tier 1 · 740+. The bank decides whether to approve the application.
- Hunter Lease service fee: $195 at booking. Can I get the $195 back? Yes. Until you sign the contract for the car you can ask for a full refund for any reason.
- Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD: dealer stock checked November 3, 04:03 PM PST.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease bank program valid through: December 1, 2026.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease payment calculated: November 4, 03:21 AM PST.
How the payment is built
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD MSRP: $26,855 (dealer feed).
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD price with the discount negotiated by Hunter Lease: $25,486.39, which is MSRP minus the $1,368.61 discount.
- Minus the down payment applied to the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD price: $1,161.21.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD adjusted cap cost, the amount the bank finances: $24,325.18 (Hunter Lease calculation).
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD residual value after 36 months: $16,381.55, 61% of MSRP (Hunter Lease estimate: the Mazda Financial Services base-mileage residual adjusted for 7,500 miles per year).
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD depreciation: $220.66 per month, the adjusted cap cost minus the residual, divided by 36 months.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD rent charge: $35.82 per month, the adjusted cap cost plus the residual, times the money factor 0.00088 (Mazda Financial Services program rate 2.11%, money factor = rate ÷ 2400).
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease payment before tax: $256.48 per month.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD sales tax on the lease payment: taxable $256.48 × 10.25% = $26.29 per month, rate for ZIP 90210 (CDTFA tax table). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease payment with tax: $282.77 per month (Hunter Lease calculation). The page rounds it to $283.
- What the $3,000 due at signing on the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease is made of: first payment $282.77, down payment $1,161.21, tax 10.25% on the down payment, bank acquisition fee and dealer doc fee $204.61, dealer doc fee $85, registration (DMV), state fees $416.41, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $750.
At lease end
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
- 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease mileage: 7,500 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.
Where these numbers come from
- Dealer feed: the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD MSRP. The car was last seen in the dealer feed on Nov 3, 2026, 4:03 PM PST.
- Discount negotiated by Hunter Lease with the dealer: $1,368.61 on the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD.
- Bank program Mazda Financial Services for the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD: money factor 0.00088 (Mazda Financial Services program rate 2.11%, money factor = rate ÷ 2400), residual 61% (Hunter Lease estimate: the Mazda Financial Services base-mileage residual adjusted for 7,500 miles per year). Program valid through December 1, 2026.
- CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD. Computed Nov 4, 2026, 3:21 AM PST.
Comparison
- Similar Hunter Lease deal: 2026 Kia K4 LXS Sedan, $280 per month, 36 months, $3,000 due at signing.
- Similar Hunter Lease deal: 2027 Toyota Corolla LE CVT, $285 per month, 33 months, $3,000 due at signing.
- Similar Hunter Lease deal: 2026 Hyundai Elantra SE IVT, $297 per month, 36 months, $3,000 due at signing.
How to read these numbers
- Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
- Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
- Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
- In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
- The Hunter Lease service fee is paid once at booking. It is not part of the monthly payment or the due at signing amount.
- Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.
Mazda Mazda3 Sedan: estimated approval odds by buyer profile
The same conditions apply to every row: this 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD has a deal price of $25,486, under $55,000; the table shows our estimate of the odds, not an approval.
| Buyer profile | Lease | Finance |
|---|---|---|
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | 92% | 90% |
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 91% | 89% |
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 91% | 89% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | 77% | 75% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 69% | 67% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 74% | 72% |
| Credit tier 5 · 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 33% | 32% |
| Credit tier 5 · 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 74% | 72% |
| Credit tier unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | under 10% | under 10% |
| Credit tier unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 74% | 72% |
Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.
The estimates are for $3,000 down on a lease and $5,000 down on a loan.
Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.
What moves the estimate in these rows: a co-signer (on a lease, 74% instead of 69% with credit tier 3 · 680-719 and 1 to 3 years of history, 74% instead of 33% with credit tier 5 · 620-659 and 6 months to 1 year of history, 74% instead of under 10% with under 6 months of history), a first car loan or lease (91% instead of 92% with credit tier 1 · 740+, 69% instead of 77% with credit tier 3 · 680-719) and the type of deal (on a loan the estimate is 1-2 points lower than on a lease, or the same).
The same Mazda Mazda3 Sedan in the format dealers advertise
The same 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD lease (36 months, 7,500 miles a year, ZIP 90210, 10.25% sales tax, credit tier 1), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.
| Due at signing | Payment before tax, as dealers advertise it | Payment with tax, as you pay it |
|---|---|---|
| $3,000, the main scenario on this page | $256.48/mo before tax | $282.77/mo with tax, of which $26.29 is tax |
| $3,999 | $229.74/mo before tax | $253.29/mo with tax, of which $23.55 is tax |
| $4,999 | $202.98/mo before tax | $223.79/mo with tax, of which $20.81 is tax |
| $5,999 | $176.22/mo before tax | $194.29/mo with tax, of which $18.06 is tax |
Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $750 acquisition fee, the $85 doc fee and the $516.41 DMV registration.
Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.
See the interactive version, adjust term, mileage, down payment and ZIP, and lock this price for a refundable $195 service fee at https://hunter.lease/deal/2026-mazda-mazda3-sedan-2-5-s-select-sport-fwd-909228-mz.