2027 Kia EV3 Wind FWD

2027 Kia EV3 Wind FWD lease

2027 Kia EV3 Wind FWD lease through Hunter Lease: $462 per month with tax, 36 months, 10,000 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1. This payment assumes no California First-Time EV Buyer Bonus; answer the question on the page if it is your first EV. The payment was calculated Oct 22, 2026, 6:19 PM PDT, and an incentive in this payment is valid through October 31, 2026. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. Availability last checked October 22, 2026 at 7:11 AM PDT.

We compared the whole market: 267 new Kia EV3 at franchise dealers within 100 miles of Los Angeles as of October 22, 2026.

Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.

Fees and incentives by name

Payment by term and mileage (find your combo)

Specs, fuel economy and what is included

Every number of this deal

For comparison, financing. 2027 Kia EV3 Wind FWD financing through Hunter Lease: $566 per month, 72 months, 3.99% APR, $5,000 down.

Key numbers

  • 2027 Kia EV3 Wind FWD lease payment: $462 per month with tax.
  • 2027 Kia EV3 Wind FWD lease due at signing: $3,000.
  • 2027 Kia EV3 Wind FWD lease term: 36 months. Mileage: 10,000 miles per year.
  • 2027 Kia EV3 Wind FWD lease payment before tax: $419 per month. Sales tax for ZIP 90210: taxable $419.28 × 10.25% = $42.98 per month. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • 2027 Kia EV3 Wind FWD total paid over the 36 month lease: $19,179.10.
  • How the 2027 Kia EV3 Wind FWD lease total adds up: $3,000 due at signing plus 35 monthly payments of $462.26, the exact payment before rounding to $462. That is $532.75 per month on average over the whole term.
  • 2027 Kia EV3 Wind FWD lease: money factor 0.00229 (Kia Finance America program rate 5.5%, money factor = rate ÷ 2400), residual 63%, lender Kia Finance America.
  • 2027 Kia EV3 Wind FWD finance payment: $566 per month, 72 months, 3.99% APR, $5,000 down.
  • 2027 Kia EV3 Wind FWD MSRP: $36,685.
  • 2027 Kia EV3 Wind FWD selling price before incentives: $36,685.
  • 2027 Kia EV3 Wind FWD lease incentive from the Kia Finance America Special Lease program: $2,400, valid through Oct 31. It is already included in this price.
  • 2027 Kia EV3 Wind FWD price after incentives: $34,285.
  • 2027 Kia EV3 Wind FWD availability: in stock, stock updated October 22, 2026 at 7:11 AM PDT.
  • The 2027 Kia EV3 Wind FWD payment is calculated for ZIP 90210 and credit tier 1. The bank decides whether to approve the application.
  • Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
  • 2027 Kia EV3 Wind FWD: dealer stock updated October 22, 2026 at 7:11 AM PDT.
  • 2027 Kia EV3 Wind FWD lease bank program valid through: November 3, 2026.
  • 2027 Kia EV3 Wind FWD lease payment calculated: October 22, 06:19 PM PDT.

How the payment is built

  • 2027 Kia EV3 Wind FWD MSRP: $36,685 (dealer feed).
  • Minus the 2027 Kia EV3 Wind FWD lease incentive: $2,400 from the Kia Finance America Special Lease program (manufacturer program).
  • Minus the down payment applied to the 2027 Kia EV3 Wind FWD price: $749.39.
  • 2027 Kia EV3 Wind FWD adjusted cap cost, the amount the bank finances: $33,535.61 (Hunter Lease calculation).
  • 2027 Kia EV3 Wind FWD residual value after 36 months: $23,111.55, 63% of MSRP (bank program Kia Finance America).
  • 2027 Kia EV3 Wind FWD depreciation: $289.56 per month, the adjusted cap cost minus the residual, divided by 36 months.
  • 2027 Kia EV3 Wind FWD rent charge: $129.72 per month, the adjusted cap cost plus the residual, times the money factor 0.00229 (Kia Finance America program rate 5.5%, money factor = rate ÷ 2400).
  • 2027 Kia EV3 Wind FWD lease payment before tax: $419.28 per month.
  • 2027 Kia EV3 Wind FWD sales tax on the lease payment: taxable $419.28 × 10.25% = $42.98 per month, rate for ZIP 90210 (CDTFA tax table). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • 2027 Kia EV3 Wind FWD lease payment with tax: $462.26 per month (Hunter Lease calculation). The page rounds it to $462.
  • What the $3,000 due at signing on the 2027 Kia EV3 Wind FWD lease is made of: first payment $462.26, down payment $749.39, tax 10.25% on the down payment, rebate, bank acquisition fee and dealer doc fee $398.15, dealer doc fee $85, registration (DMV), state fees $555.20, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $650.

At lease end

  • 2027 Kia EV3 Wind FWD lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
  • 2027 Kia EV3 Wind FWD lease mileage: 10,000 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.

Where these numbers come from

  • Dealer feed: the 2027 Kia EV3 Wind FWD MSRP. The car was last seen in the dealer feed on Oct 21, 2026, 3:00 AM PDT.
  • Manufacturer program: the $2,400 lease incentive on the 2027 Kia EV3 Wind FWD, valid through October 31, 2026.
  • Bank program Kia Finance America for the 2027 Kia EV3 Wind FWD: money factor 0.00229 (Kia Finance America program rate 5.5%, money factor = rate ÷ 2400), residual 63% (bank program Kia Finance America). Program loaded Oct 2, 2026, 9:13 AM PDT, valid through November 3, 2026.
  • CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2027 Kia EV3 Wind FWD payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2027 Kia EV3 Wind FWD. Computed Oct 22, 2026, 6:19 PM PDT.

Comparison

  • Similar Hunter Lease deal: 2026 Hyundai Kona SEL Premium FWD, $238 per month, 24 months, $3,000 due at signing.
  • Similar Hunter Lease deal: 2027 Hyundai Santa Fe SE FWD, $295 per month, 24 months, $3,000 due at signing.
  • Similar Hunter Lease deal: 2026 Subaru Crosstrek Premium AWD, $302 per month, 36 months, $3,000 due at signing.

How to read these numbers

  • Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
  • Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
  • Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
  • In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
  • Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.

Kia EV3: estimated approval odds by buyer profile

The same conditions apply to every row: this 2027 Kia EV3 Wind FWD has a deal price of $36,685, under $55,000; the table shows our estimate of the odds, not an approval.

Kia EV3 with a deal price under $55,000: estimated approval odds for a lease and a loan by buyer profile
Buyer profileLeaseFinance
Credit tier 1, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signerHighHigh
Credit tier 1, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerHighHigh
Credit tier 1, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighHigh
Credit tier 3, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signerHighHigh
Credit tier 3, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerModerateModerate
Credit tier 3, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighModerate
Credit tier 5, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerLowLow
Credit tier 5, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighModerate
Credit tier unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerLowLow
Credit tier unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighModerate

Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.

The estimates are for $3,000 down on a lease and $5,000 down on a loan.

Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.

What moves the estimate in these rows: a co-signer (on a lease, high instead of moderate with credit tier 3 and 1 to 3 years of history, high instead of low with credit tier 5 and 6 months to 1 year of history, high instead of low with under 6 months of history), a first car loan or lease (moderate instead of high with credit tier 3) and the type of deal (on a loan the estimate is lower than on a lease, or the same).

The same Kia EV3 in the format dealers advertise

The same 2027 Kia EV3 Wind FWD lease (36 months, 10,000 miles a year, ZIP 90210, 10.25% sales tax, credit tier 1), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.

2027 Kia EV3 Wind FWD: 36-month lease, 10,000 miles a year, ZIP 90210, credit tier 1, calculated 10/22/2026
Due at signingPayment before tax, as dealers advertise itPayment with tax, as you pay it
$3,000, the main scenario on this page$419.28/mo before tax$462.26/mo with tax, of which $42.98 is tax
$3,999$391.19/mo before tax$431.29/mo with tax, of which $40.10 is tax
$4,999$363.07/mo before tax$400.29/mo with tax, of which $37.21 is tax
$5,999$334.95/mo before tax$369.29/mo with tax, of which $34.33 is tax

Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $650 acquisition fee, the $85 doc fee and the $655.20 DMV registration.

Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.

See the interactive version, adjust term, mileage, down payment and ZIP at https://hunter.lease/deal/2027-kia-ev3-wind-fwd-003721-kd.