2027 Toyota Camry Hybrid SE lease
2027 Toyota Camry Hybrid SE lease through Hunter Lease: $410 per month with tax, 39 months, 7,500 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1. The payment was calculated Nov 10, 2026, 9:23 AM PST, and the discount negotiated by Hunter Lease in this payment is recalculated Nov 10, 2026, 10:00 PM PST. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. The $195 Hunter Lease service fee is charged separately at booking. Availability last checked November 9, 04:04 PM PST.
Lease, finance or pay cash.
Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.
Fees and incentives by name
- Fees: acquisition $750, doc $85, DMV state fees $459.88, reserve for county DMV fees and paperwork (Hunter Lease) $100
Payment by term and mileage (find your combo)
- 33 months: 7,500 mi/yr $417, 10,000 mi/yr $428, 12,000 mi/yr $439, 15,000 mi/yr $461
- 36 months: 7,500 mi/yr $418, 10,000 mi/yr $428, 12,000 mi/yr $438, 15,000 mi/yr $458
- 39 months: 7,500 mi/yr $410, 10,000 mi/yr $419, 12,000 mi/yr $428, 15,000 mi/yr $446
- 42 months: 7,500 mi/yr $432, 10,000 mi/yr $440, 12,000 mi/yr $448, 15,000 mi/yr $465
- 45 months: 7,500 mi/yr $431, 10,000 mi/yr $439, 12,000 mi/yr $447, 15,000 mi/yr $462
- 48 months: 7,500 mi/yr $431, 10,000 mi/yr $438, 12,000 mi/yr $445, 15,000 mi/yr $459
Specs, fuel economy and what is included
- EPA fuel economy (MPG): city 47, hwy 45, combined 46
- Specs: 2.5L 4-Cyl (NHTSA decode of this VIN), Sedan, 5 seats (trim reference not checked by VIN)
- Safety & driver assist: Automatic emergency braking (pedestrian); Adaptive cruise control with stop & go; Rear cross-traffic alert; Full airbag set incl. side-curtain
- Comfort: Dual-zone climate control; Keyless entry & push-button start
- Infotainment & connectivity: Apple CarPlay & Android Auto; Wireless phone charging
- Exterior: Alloy wheels
- Equipment listed for this VIN. We show only items confirmed as included.
Every number of this deal
Summary. The discount negotiated by Hunter Lease in this payment is recalculated Nov 10 at 10:00 PM PST.
For comparison, financing. 2027 Toyota Camry Hybrid SE financing through Hunter Lease: $531 per month, 72 months, 6.99% APR, $5,000 down.
Key numbers
- 2027 Toyota Camry Hybrid SE lease payment: $410 per month with tax.
- 2027 Toyota Camry Hybrid SE lease due at signing: $3,000.
- 2027 Toyota Camry Hybrid SE lease term: 39 months. Mileage: 7,500 miles per year.
- 2027 Toyota Camry Hybrid SE lease payment before tax: $372 per month. Sales tax for ZIP 90210: taxable $371.72 × 10.25% = $38.10 per month. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- 2027 Toyota Camry Hybrid SE total paid over the 39 month lease: $18,573.16.
- How the 2027 Toyota Camry Hybrid SE lease total adds up: $3,000 due at signing plus 38 monthly payments of $409.82, the exact payment before rounding to $410. That is $476.23 per month on average over the whole term.
- With the $195 Hunter Lease service fee, paid once at booking, the total is $18,768.16 and the average is $481.23 per month.
- 2027 Toyota Camry Hybrid SE lease: money factor 0.00324 (Toyota Financial Services program rate 7.78%, money factor = rate ÷ 2400), residual 66% (Hunter Lease estimate: the Toyota Financial Services base-mileage residual adjusted for 7,500 miles per year), lender Toyota Financial Services.
- 2027 Toyota Camry Hybrid SE finance payment: $531 per month, 72 months, 6.99% APR, $5,000 down.
- 2027 Toyota Camry Hybrid SE MSRP: $35,742.
- Discount negotiated by Hunter Lease on the 2027 Toyota Camry Hybrid SE: $3,568.
- 2027 Toyota Camry Hybrid SE price after incentives: $32,174.
- 2027 Toyota Camry Hybrid SE availability: in stock.
- The 2027 Toyota Camry Hybrid SE payment is calculated for ZIP 90210 and credit tier 1 · 740+. The bank decides whether to approve the application.
- Hunter Lease service fee: $195 at booking. Can I get the $195 back? Yes. Until you sign the contract for the car you can ask for a full refund for any reason.
- Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
- 2027 Toyota Camry Hybrid SE: dealer stock checked November 9, 04:04 PM PST.
- 2027 Toyota Camry Hybrid SE lease bank program valid through: December 1, 2026.
- 2027 Toyota Camry Hybrid SE lease payment calculated: November 10, 09:23 AM PST.
How the payment is built
- 2027 Toyota Camry Hybrid SE MSRP: $35,742 (dealer feed).
- 2027 Toyota Camry Hybrid SE price with the discount negotiated by Hunter Lease: $32,174.17, which is MSRP minus the $3,567.83 discount.
- Minus the down payment applied to the 2027 Toyota Camry Hybrid SE price: $1,006.54.
- 2027 Toyota Camry Hybrid SE adjusted cap cost, the amount the bank finances: $31,167.63 (Hunter Lease calculation).
- 2027 Toyota Camry Hybrid SE residual value after 39 months: $23,589.76, 66% of MSRP (Hunter Lease estimate: the Toyota Financial Services base-mileage residual adjusted for 7,500 miles per year).
- 2027 Toyota Camry Hybrid SE depreciation: $194.30 per month, the adjusted cap cost minus the residual, divided by 39 months.
- 2027 Toyota Camry Hybrid SE rent charge: $177.41 per month, the adjusted cap cost plus the residual, times the money factor 0.00324 (Toyota Financial Services program rate 7.78%, money factor = rate ÷ 2400).
- 2027 Toyota Camry Hybrid SE lease payment before tax: $371.72 per month. Depreciation and rent charge are each rounded to the cent, so their sum can differ by a cent.
- 2027 Toyota Camry Hybrid SE sales tax on the lease payment: taxable $371.72 × 10.25% = $38.10 per month, rate for ZIP 90210 (CDTFA tax table). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- 2027 Toyota Camry Hybrid SE lease payment with tax: $409.82 per month (Hunter Lease calculation). The page rounds it to $410.
- What the $3,000 due at signing on the 2027 Toyota Camry Hybrid SE lease is made of: first payment $409.82, down payment $1,006.54, tax 10.25% on the down payment, bank acquisition fee and dealer doc fee $188.76, dealer doc fee $85, registration (DMV), state fees $459.88, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $750.
At lease end
- 2027 Toyota Camry Hybrid SE lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
- 2027 Toyota Camry Hybrid SE lease mileage: 7,500 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.
Where these numbers come from
- Dealer feed: the 2027 Toyota Camry Hybrid SE MSRP. The car was last seen in the dealer feed on Nov 9, 2026, 4:04 PM PST.
- Discount negotiated by Hunter Lease with the dealer: $3,567.83 on the 2027 Toyota Camry Hybrid SE.
- Bank program Toyota Financial Services for the 2027 Toyota Camry Hybrid SE: money factor 0.00324 (Toyota Financial Services program rate 7.78%, money factor = rate ÷ 2400), residual 66% (Hunter Lease estimate: the Toyota Financial Services base-mileage residual adjusted for 7,500 miles per year). Program valid through December 1, 2026.
- CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2027 Toyota Camry Hybrid SE payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2027 Toyota Camry Hybrid SE. Computed Nov 10, 2026, 9:23 AM PST.
Comparison
- Similar Hunter Lease deal: 2026 Nissan Altima SV FWD, $225 per month, 36 months, $3,000 due at signing.
- Similar Hunter Lease deal: 2026 Hyundai Sonata SE FWD, $298 per month, 24 months, $3,000 due at signing.
- Similar Hunter Lease deal: 2026 Hyundai Elantra Limited Sedan, $318 per month, 36 months, $3,000 due at signing.
How to read these numbers
- Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
- Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
- Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
- In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
- The Hunter Lease service fee is paid once at booking. It is not part of the monthly payment or the due at signing amount.
- Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.
Toyota Camry Hybrid: estimated approval odds by buyer profile
The same conditions apply to every row: this 2027 Toyota Camry Hybrid SE has a deal price of $32,174, under $55,000; the table shows our estimate of the odds, not an approval.
| Buyer profile | Lease | Finance |
|---|---|---|
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | 89% | 87% |
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 67% | 65% |
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 71% | 69% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | 74% | 72% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 44% | 43% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 71% | 69% |
| Credit tier 5 · 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 22% | 21% |
| Credit tier 5 · 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 71% | 69% |
| Credit tier unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | under 10% | under 10% |
| Credit tier unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 71% | 69% |
Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.
The estimates are for $3,000 down on a lease and $5,000 down on a loan.
Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.
What moves the estimate in these rows: a co-signer (on a lease, 71% instead of 67% with credit tier 1 · 740+ and 3+ years of history, 71% instead of 44% with credit tier 3 · 680-719 and 1 to 3 years of history, 71% instead of 22% with credit tier 5 · 620-659 and 6 months to 1 year of history, 71% instead of under 10% with under 6 months of history), a first car loan or lease (67% instead of 89% with credit tier 1 · 740+, 44% instead of 74% with credit tier 3 · 680-719) and the type of deal (on a loan the estimate is 1-2 points lower than on a lease, or the same).
The same Toyota Camry Hybrid in the format dealers advertise
The same 2027 Toyota Camry Hybrid SE lease (39 months, 7,500 miles a year, ZIP 90210, 10.25% sales tax, credit tier 1), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.
| Due at signing | Payment before tax, as dealers advertise it | Payment with tax, as you pay it |
|---|---|---|
| $3,000, the main scenario on this page | $371.72/mo before tax | $409.82/mo with tax, of which $38.10 is tax |
| $3,999 | $344.77/mo before tax | $380.11/mo with tax, of which $35.34 is tax |
| $4,999 | $317.80/mo before tax | $350.37/mo with tax, of which $32.57 is tax |
| $5,999 | $290.82/mo before tax | $320.63/mo with tax, of which $29.81 is tax |
Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $750 acquisition fee, the $85 doc fee and the $559.88 DMV registration.
Toyota Camry Hybrid prices among Hunter Lease dealers today
A 2027 Toyota Camry Hybrid lease for 36 to 48 months, 7,500 miles a year, $3,000 due at signing, ZIP 90210, credit tier 1: from $409.82 to $726.18 a month with tax, median $543.58. 44 cars at 3 dealers.
All the figures, the sample and how we calculate: the Toyota Camry Hybrid lease page
All Toyota Camry Hybrid offers with their payments and terms, on one page: Toyota Camry Hybrid lease and finance deals in California.
See who the Camry Hybrid is for and who it is not: Camry Hybrid lease guide.
Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.
See the interactive version, adjust term, mileage, down payment and ZIP, and lock this price for a refundable $195 service fee at https://hunter.lease/deal/2027-toyota-camry-hybrid-se-799700-th.