2026 Kia K4 LXS Sedan lease
2026 Kia K4 LXS Sedan lease through Hunter Lease: $282 per month with tax, 36 months, 10,000 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1. The payment was calculated Nov 9, 2026, 2:09 PM PST, and an incentive in this payment is valid through November 30, 2026. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. The $195 Hunter Lease service fee is charged separately at booking. Availability last checked November 8, 04:01 PM PST.
We compared the whole market: 227 new Kia K4 LXS FWD at 23 franchise dealers within 100 miles of Los Angeles as of November 9, 2026.
Lease, finance or pay cash.
Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.
Fees and incentives by name
- Fees: acquisition $650, doc $85, DMV state fees $344.88, reserve for county DMV fees and paperwork (Hunter Lease) $100
Payment by term and mileage (find your combo)
- 24 months: 10,000 mi/yr $304, 12,000 mi/yr $315, 15,000 mi/yr $338
- 27 months: 10,000 mi/yr $474, 12,000 mi/yr $484, 15,000 mi/yr $503
- 30 months: 10,000 mi/yr $446, 12,000 mi/yr $455, 15,000 mi/yr $472
- 33 months: 10,000 mi/yr $431, 12,000 mi/yr $438, 15,000 mi/yr $454
- 36 months: 10,000 mi/yr $282, 12,000 mi/yr $289, 15,000 mi/yr $303
- 39 months: 10,000 mi/yr $419, 12,000 mi/yr $426, 15,000 mi/yr $438
- 42 months: 10,000 mi/yr $408, 12,000 mi/yr $414, 15,000 mi/yr $426
- 48 months: 10,000 mi/yr $303, 12,000 mi/yr $308, 15,000 mi/yr $318
Specs, fuel economy and what is included
- EPA fuel economy (MPG): city 29, hwy 39, combined 33
- Specs: 2.0L I4 (factory decode for this VIN build code), FWD (factory decode for this VIN build code), Sedan, 5 seats (factory decode for this VIN build code)
- Warranty: basic 5 yr / 60,000 mi, powertrain 10 yr / 100,000 mi
- Safety & driver assist: Automatic emergency braking (pedestrian & cyclist); Adaptive cruise control with stop & go; Highway Driving Assist (Level 2); Lane-following assist; Automatic lane-change assist; Blind-spot monitoring; Rear cross-traffic avoidance with braking; Rear parking sensors; Driver-attention monitor; Full airbag set incl. side-curtain
- Comfort: Keyless entry & push-button start
- Infotainment & connectivity: Wireless Apple CarPlay & Android Auto; 12.3" central display
- Exterior: LED headlights; Alloy wheels (R16)
- Equipment typical for this trim, from the factory VIN decode of this trim.
Every number of this deal
For comparison, financing. 2026 Kia K4 LXS financing through Hunter Lease: $365 per month, 72 months, 4.99% APR, $5,000 down.
Key numbers
- 2026 Kia K4 LXS lease payment: $282 per month with tax.
- 2026 Kia K4 LXS lease due at signing: $3,000.
- 2026 Kia K4 LXS lease term: 36 months. Mileage: 10,000 miles per year.
- 2026 Kia K4 LXS lease payment before tax: $255 per month. Sales tax for ZIP 90210: taxable $255.40 × 10.25% = $26.18 per month. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- 2026 Kia K4 LXS total paid over the 36 month lease: $12,855.30.
- How the 2026 Kia K4 LXS lease total adds up: $3,000 due at signing plus 35 monthly payments of $281.58, the exact payment before rounding to $282. That is $357.09 per month on average over the whole term.
- With the $195 Hunter Lease service fee, paid once at booking, the total is $13,050.30 and the average is $362.51 per month.
- 2026 Kia K4 LXS lease: money factor 0.00242 (Kia Finance America program rate 5.81%, money factor = rate ÷ 2400), residual 61%, lender Kia Finance America.
- 2026 Kia K4 LXS finance payment: $365 per month, 72 months, 4.99% APR, $5,000 down.
- 2026 Kia K4 LXS MSRP: $24,635.
- 2026 Kia K4 LXS selling price before incentives: $24,635.
- 2026 Kia K4 LXS lease incentive from the Kia Finance America Special Lease program: $2,460, valid through Nov 30. It is already included in this price.
- 2026 Kia K4 LXS price after incentives: $22,175.
- 2026 Kia K4 LXS availability: in stock.
- The 2026 Kia K4 LXS payment is calculated for ZIP 90210 and credit tier 1 · 740+. The bank decides whether to approve the application.
- Hunter Lease service fee: $195 at booking. Can I get the $195 back? Yes. Until you sign the contract for the car you can ask for a full refund for any reason.
- Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
- 2026 Kia K4 LXS: dealer stock checked November 8, 04:01 PM PST.
- 2026 Kia K4 LXS lease bank program valid through: January 5, 2027.
- 2026 Kia K4 LXS lease payment calculated: November 9, 02:09 PM PST.
How the payment is built
- 2026 Kia K4 LXS MSRP: $24,635 (dealer feed).
- Minus the 2026 Kia K4 LXS lease incentive: $2,460 from the Kia Finance America Special Lease program (manufacturer program).
- Minus the down payment applied to the 2026 Kia K4 LXS price: $1,098.46.
- 2026 Kia K4 LXS adjusted cap cost, the amount the bank finances: $21,076.54 (Hunter Lease calculation).
- 2026 Kia K4 LXS residual value after 36 months: $15,027.35, 61% of MSRP (bank program Kia Finance America).
- 2026 Kia K4 LXS depreciation: $168.03 per month, the adjusted cap cost minus the residual, divided by 36 months.
- 2026 Kia K4 LXS rent charge: $87.37 per month, the adjusted cap cost plus the residual, times the money factor 0.00242 (Kia Finance America program rate 5.81%, money factor = rate ÷ 2400).
- 2026 Kia K4 LXS lease payment before tax: $255.40 per month.
- 2026 Kia K4 LXS sales tax on the lease payment: taxable $255.40 × 10.25% = $26.18 per month, rate for ZIP 90210 (CDTFA tax table). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- 2026 Kia K4 LXS lease payment with tax: $281.58 per month (Hunter Lease calculation). The page rounds it to $282.
- What the $3,000 due at signing on the 2026 Kia K4 LXS lease is made of: first payment $281.58, down payment $1,098.46, tax 10.25% on the down payment, rebate, bank acquisition fee and dealer doc fee $440.08, dealer doc fee $85, registration (DMV), state fees $344.88, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $650.
At lease end
- 2026 Kia K4 LXS lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
- 2026 Kia K4 LXS lease mileage: 10,000 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.
Where these numbers come from
- Dealer feed: the 2026 Kia K4 LXS MSRP. The car was last seen in the dealer feed on Nov 8, 2026, 4:01 PM PST.
- Manufacturer program: the $2,460 lease incentive on the 2026 Kia K4 LXS, valid through November 30, 2026.
- Bank program Kia Finance America for the 2026 Kia K4 LXS: money factor 0.00242 (Kia Finance America program rate 5.81%, money factor = rate ÷ 2400), residual 61% (bank program Kia Finance America). Program valid through January 5, 2027.
- CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2026 Kia K4 LXS payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2026 Kia K4 LXS. Computed Nov 9, 2026, 2:09 PM PST.
- Hunter Lease market sample: the comparison of the 2026 Kia K4 LXS price with the market. Sample collected Oct 20, 2026, 6:57 PM PDT.
Comparison
- The Hunter Lease price for the 2026 Kia K4 LXS is $260 below the market price: compared with 227 listings at 23 dealers within 100 miles of Los Angeles.
- Market comparison for the 2026 Kia K4 LXS. Market data current as of today, November 9.
- Similar Hunter Lease deal: 2026 Hyundai Elantra SEL Sport Sedan, $257 per month, 24 months, $3,000 due at signing.
- Similar Hunter Lease deal: 2026 Hyundai Sonata SE FWD, $284 per month, 24 months, $3,000 due at signing.
- Similar Hunter Lease deal: 2026 Mazda Mazda3 Sedan 2.5 S Select Sport FWD, $289 per month, 36 months, $3,000 due at signing.
How to read these numbers
- Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
- Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
- Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
- In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
- The Hunter Lease service fee is paid once at booking. It is not part of the monthly payment or the due at signing amount.
- Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.
Kia K4: estimated approval odds by buyer profile
The same conditions apply to every row: this 2026 Kia K4 LXS has a deal price of $24,635, under $55,000; the table shows our estimate of the odds, not an approval.
| Buyer profile | Lease | Finance |
|---|---|---|
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | 94% | 92% |
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 91% | 89% |
| Credit tier 1 · 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 91% | 89% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | 79% | 77% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 70% | 68% |
| Credit tier 3 · 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 75% | 73% |
| Credit tier 5 · 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 38% | 37% |
| Credit tier 5 · 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 75% | 73% |
| Credit tier unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | under 10% | under 10% |
| Credit tier unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 75% | 73% |
Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.
The estimates are for $3,000 down on a lease and $5,000 down on a loan.
Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.
What moves the estimate in these rows: a co-signer (on a lease, 75% instead of 70% with credit tier 3 · 680-719 and 1 to 3 years of history, 75% instead of 38% with credit tier 5 · 620-659 and 6 months to 1 year of history, 75% instead of under 10% with under 6 months of history), a first car loan or lease (91% instead of 94% with credit tier 1 · 740+, 70% instead of 79% with credit tier 3 · 680-719) and the type of deal (on a loan the estimate is 1-2 points lower than on a lease, or the same).
The same Kia K4 in the format dealers advertise
The same 2026 Kia K4 LXS lease (36 months, 10,000 miles a year, ZIP 90210, 10.25% sales tax, credit tier 1), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.
| Due at signing | Payment before tax, as dealers advertise it | Payment with tax, as you pay it |
|---|---|---|
| $3,000, the main scenario on this page | $255.40/mo before tax | $281.58/mo with tax, of which $26.18 is tax |
| $3,999 | $227.19/mo before tax | $250.48/mo with tax, of which $23.29 is tax |
| $4,999 | $198.95/mo before tax | $219.34/mo with tax, of which $20.39 is tax |
| $5,999 | $170.70/mo before tax | $188.20/mo with tax, of which $17.50 is tax |
Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $650 acquisition fee, the $85 doc fee and the $444.88 DMV registration.
Kia K4 prices among Hunter Lease dealers today
A 2026 Kia K4 lease for 36 to 48 months, 10,000 miles a year, $3,000 due at signing, ZIP 90210, credit tier 1: from $281.58 to $399.47 a month with tax, median $323.20. 105 cars at 3 dealers.
All the figures, the sample and how we calculate: the Kia K4 lease page
All Kia K4 offers with their payments and terms, on one page: Kia K4 lease and finance deals in California.
See who the K4 is for and who it is not: K4 lease guide.
Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.
See the interactive version, adjust term, mileage, down payment and ZIP, and lock this price for a refundable $195 service fee at https://hunter.lease/deal/2026-kia-k4-lxs-sedan-340956-kd.