Kia K4 lease deals in California

Bottom line as of Oct 18, 2026

Terms for every figure below: lease, 36 to 48 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), ZIP 90012 (Los Angeles, California), payments with tax, Hunter Lease calculation of Oct 18, 2026, 6:29 PM PDT.

• Lowest payment. Of the 34 listed 2026 Kia K4 leases in ZIP 90012, a LXS Sedan has the lowest payment: $280.38 a month with tax, as of Oct 18, 2026.
• Listed here. 34 offers for a 2026 Kia K4 lease from 3 dealers Hunter Lease works with, ZIP 90012: $280.38 to $389.89 a month with tax, median $288.92, as of Oct 18, 2026.

2026 Kia K4 lease prices by trim

Hunter Lease, the lowest-payment car of each trim (of 19 LXS Sedan and 7 EX Sedan and 6 GT-Line Sedan and 2 LX Sedan offers). Payments with tax, credit tier 1 (740+); the earliest end among the cars on this page is October 31, 2026. Finance and the amount due at signing switch in the filters above.

• 2026 Kia K4 LXS Sedan via Hunter Lease: from $280/mo with tax, 36 mo, 10,000 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Kia K4 EX Sedan via Hunter Lease: from $303/mo with tax, 36 mo, 10,000 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Kia K4 GT-Line Sedan via Hunter Lease: from $318/mo with tax, 36 mo, 10,000 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Kia K4 LX Sedan via Hunter Lease: from $390/mo with tax, 48 mo, 10,000 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.

Payments by credit tier

The same 2026 Kia K4 LXS Sedan lease (36 months, 10,000 miles a year, $3,000 at signing, ZIP 90012), calculated by Hunter Lease for each credit tier the site prices. Everything except the tier is the same. The bank confirms your tier when it reviews your application.

Base scenario of this page.

The bank program for these payments is valid through November 3, 2026. The payments are valid through October 31, 2026: the earliest end among their parts (bank program, manufacturer rebates, the discount negotiated by Hunter Lease).

Each card shows when the car was last seen in the dealer's inventory feed · California DMV license #21138 · reviewed by Azat Cutliahmetov

Kia K4 full cost: lease, $0 due at signing, finance

2026 Kia K4 LXS Sedan, the lowest-payment car (322371-kd): Hunter Lease calculation with tax for ZIP 90012, credit tier 1 (740+), computed 10/18/2026, 6:29 PM PDT. Effective monthly is each total divided by the number of months. In the lease row the first payment is inside the amount due at signing and is counted once. In the $0 row the first payment is rolled into the monthly payments. Insurance, energy and maintenance are not included.

Where these numbers come from: money factor 0.00230 and residual 62% from the bank lease program in the Hunter Lease engine, program ends November 3, 2026; Kia lease cash $2,110 through October 31, 2026; sales tax 10.25% for ZIP 90012; acquisition fee $650, doc fee $85, DMV $444.88 from the engine's calculation for this car; dealer feed checked 10/17, 3:01 AM PDT; calculated 10/18/2026, 6:29 PM PDT. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. How Hunter Lease calculates a payment · California lease taxes and fees

True $0 due at signing on the Kia K4

Lease with true $0 due at signing: 2026 Kia K4 LXS Sedan, $378/mo with tax, 36 mo, 10,000 mi/yr, ZIP 90012, 10/18/2026. Nothing is due when you sign, not even the first monthly payment: the acquisition fee $650, the doc fee $85, DMV registration $444.88 and the upfront tax are inside the monthly payment.

"$0 down" is not the same thing: it says only that there is no down payment, not whether the first payment, fees and taxes are due at signing. Here none of that is due at signing: it is spread over the monthly payment, which is why the same car costs $98 more per month than with $3,000 due at signing.

Why the payment is final

The monthly payment on each card is final for that car and for the terms it was calculated with: credit tier, the ZIP where the car is registered, term, annual mileage, the amount due at signing and the programs applied to it.

For example, the lowest monthly payment here is calculated for tier 740+, ZIP 90012, 36 months, 10,000 miles a year, $3,000 due at signing.

If the bank confirms the credit tier you picked and the other terms stay the same, you get the payment shown on the card.

Approval and the credit tier are decided by the bank during the application, separately from the price.

Another tier, ZIP, term, mileage or amount at signing is a different scenario with its own payment: pick it in the filters above and the cards are recalculated.

Will I get approved?

Pick your score and answer four more questions: the estimated approval odds appear below.

Kia K4: estimated approval odds by buyer profile

The same conditions apply to every row: a Kia K4 with a deal price under $55,000 (the lowest-payment 2026 Kia K4 LXS Sedan is $24,635); the table shows our estimate of the odds, not an approval.

Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.

The estimates are for $3,000 down on a lease and $5,000 down on a loan.

Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.

What moves the estimate in these rows: a co-signer (on a lease, high instead of moderate with a 680-719 score and 1 to 3 years of history, high instead of low with a 620-659 score and 6 months to 1 year of history, high instead of low with under 6 months of history), a first car loan or lease (moderate instead of high with a 680-719 score) and the type of deal (on a loan the estimate is lower than on a lease, or the same).

Kia K4 rebates and who gets them

Amounts from the bank and manufacturer programs in today's calculation; general ones are in the payments, conditional ones are not.

• for everyone Kia lease cash: $2,110 on the LXS Sedan and $1,570 on the EX Sedan and $1,540 on the GT-Line Sedan, through October 31, 2026. It is in every lease payment on this page.
• Discount negotiated by Hunter Lease on these 34 cars this cycle: none (the dealer sheets carry no discount on the K4 right now). The savings on the cards are Kia's lease cash.

The same Kia K4 in the format dealers advertise

The same 2026 Kia K4 LXS Sedan lease (36 months, 10,000 miles a year, ZIP 90012, 10.25% sales tax, credit tier 1 (740+)), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.

Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $650 acquisition fee, the $85 doc fee and the $444.88 DMV registration.

Kia K4 prices among Hunter Lease dealers today

34 cars at 3 dealers Hunter Lease works with, as of Oct 18, 2026, 6:29 PM PDT. Prices at other dealers are not in these figures.

How we calculate: the payment comes from the Hunter Lease calculator on the bank's rates for each car and already includes sales tax for ZIP 90012; the scenario is a lease for 36 to 48 months, 10,000 miles a year, $3,000 due at signing, ZIP 90012, credit tier 1 (740+); calculated 10/18/2026, 6:29 PM PDT.

Market within 100 miles of Los Angeles

Listings at all dealers within 100 miles of Los Angeles, not only at the dealers Hunter Lease works with.

How we compare: the sample is listings of new cars with a price, for the same year, make, model, trim, drivetrain and powertrain, within 100 miles of Los Angeles, at all dealers and not only the dealers Hunter Lease works with. A listing price is the price a dealer shows on its site, not a final sale price and not a lease payment. Cars in the sample carry different options, so the estimate for one car is its MSRP multiplied by the median listing price and divided by the median MSRP of the sample. A sample smaller than 8 listings is not shown.

What changed in this payment, and why

The lowest lease payment for a 2026 Kia K4 LXS Sedan on the site, by stored day: 36 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), calculated for ZIP 90210 (sales tax 10.25%, the same rate as ZIP 90012 on this page). Each day shows the lowest-payment car of that day, and it can be a different car from one day to the next. Newest first. A reason is named only when it moved in the stored data of both days.

1. Oct 2, 2026 → Oct 4, 2026: $278 → $280 a month (+$2). Changed: sales tax 9.75% → 10.25% for ZIP 90210. Did not change: incentives in the price, money factor and residual.
2. Sep 30, 2026 → Oct 2, 2026: $267 → $278 a month (+$11). Changed: incentives in the price $2,458 → $2,110. Did not change: money factor and residual.
3. Sep 15, 2026 → Sep 30, 2026: $276 → $267 a month (-$9). Changed: incentives in the price $2,110 → $2,458. Did not change: money factor and residual.
4. Aug 31, 2026 → Sep 15, 2026: $264 → $276 a month (+$12). Changed: incentives in the price $2,458 → $2,110. Did not change: money factor and residual.

This payment over the last 30 days

16 stored days from Sep 19, 2026 to Oct 18, 2026: Sep 30, 2026; Oct 2, 2026; Oct 4, 2026; Oct 5, 2026; Oct 7, 2026; Oct 8, 2026; Oct 9, 2026; Oct 10, 2026; Oct 11, 2026; Oct 12, 2026; Oct 13, 2026; Oct 14, 2026; Oct 15, 2026; Oct 16, 2026; Oct 17, 2026; Oct 18, 2026. Lowest $267 a month on Sep 30, 2026, median $280, latest $280 on Oct 18, 2026. Sales tax changed on Oct 4, 2026: payments before and after it use different rates.

Which days are stored: Past months: the 1st, the 15th and the last day of the month. Current month: every day.

Bank program history

Kia K4 lease questions and answers