2026 Kia Niro Hybrid EX FWD lease
2026 Kia Niro Hybrid EX FWD lease through Hunter Lease: $383 per month with tax, 36 months, 10,000 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1 (740+). The payment was calculated Oct 18, 2026, 8:31 PM PDT, and an incentive in this payment is valid through October 31, 2026. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. Availability last checked October 18, 2026 at 7:11 AM PDT.
We compared the whole market: 479 new Kia Niro Hybrid at franchise dealers within 100 miles of Los Angeles as of October 16, 2026.
Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.
Fees and incentives by name
- Fees: acquisition $650, doc $85, DMV state fees $458.91, reserve for county DMV fees and paperwork (Hunter Lease) $100
Payment by term and mileage (find your combo)
- 24 months: 10,000 mi/yr $411, 12,000 mi/yr $425, 15,000 mi/yr $455
- 30 months: 10,000 mi/yr $585, 12,000 mi/yr $596, 15,000 mi/yr $618
- 33 months: 10,000 mi/yr $543, 12,000 mi/yr $553, 15,000 mi/yr $573
- 36 months: 10,000 mi/yr $383, 12,000 mi/yr $392, 15,000 mi/yr $410
- 39 months: 10,000 mi/yr $513, 12,000 mi/yr $522, 15,000 mi/yr $538
- 42 months: 10,000 mi/yr $501, 12,000 mi/yr $509, 15,000 mi/yr $524
- 48 months: 10,000 mi/yr $402, 12,000 mi/yr $409, 15,000 mi/yr $422
Specs, fuel economy and what is included
- EPA fuel economy (MPG): city 53, hwy 45, combined 49
- Specs: 1.6L I4 (factory decode for this VIN build code), FWD (trim reference not checked by VIN), Hatchback, 5 seats (factory decode for this VIN build code)
- Warranty: basic 5 yr / 60,000 mi, powertrain 10 yr / 100,000 mi, high-voltage battery 10 yr / 100,000 mi
- Safety & driver assist: Automatic emergency braking (pedestrian & cyclist); Adaptive cruise control with stop & go; Highway Driving Assist (Level 2); Lane-following assist; Traffic-sign recognition; Blind-spot monitoring; Rear cross-traffic avoidance with braking; Rear parking sensors; Driver-attention monitor; Full airbag set incl. side-curtain
- Comfort: Dual-zone climate control; Heated front seats; Keyless entry & push-button start; Remote engine start; Ambient interior lighting
- Infotainment & connectivity: Apple CarPlay & Android Auto; Built-in navigation; Digital instrument cluster; Wireless phone charging; Connected remote control (app); Over-the-air updates; Built-in Wi-Fi hotspot
- Exterior: Projector headlights; Alloy wheels (R16)
- Equipment typical for this trim, from the factory VIN decode of this trim.
Every number of this deal
For comparison, financing. 2026 Kia Niro Hybrid EX FWD financing through Hunter Lease: $484 per month, 72 months, 3.99% APR, $5,000 down.
Key numbers
- 2026 Kia Niro Hybrid EX FWD lease payment: $383 per month with tax.
- 2026 Kia Niro Hybrid EX FWD lease due at signing: $3,000.
- 2026 Kia Niro Hybrid EX FWD lease term: 36 months. Mileage: 10,000 miles per year.
- 2026 Kia Niro Hybrid EX FWD lease payment before tax: $347 per month. Sales tax for ZIP 90210: taxable $347.01 × 10.25% = $35.57 per month. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- 2026 Kia Niro Hybrid EX FWD total paid over the 36 month lease: $16,390.30.
- How the 2026 Kia Niro Hybrid EX FWD lease total adds up: $3,000 due at signing plus 35 monthly payments of $382.58, the exact payment before rounding to $383. That is $455.29 per month on average over the whole term.
- 2026 Kia Niro Hybrid EX FWD lease: money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400), residual 59%, lender Kia Finance America.
- 2026 Kia Niro Hybrid EX FWD finance payment: $484 per month, 72 months, 3.99% APR, $5,000 down.
- 2026 Kia Niro Hybrid EX FWD MSRP: $32,025.
- 2026 Kia Niro Hybrid EX FWD selling price before incentives: $32,025.
- 2026 Kia Niro Hybrid EX FWD lease incentive from the Kia Finance America Special Lease program: $3,660, valid through Oct 31. It is already included in this price.
- 2026 Kia Niro Hybrid EX FWD price after incentives: $28,365.
- 2026 Kia Niro Hybrid EX FWD availability: in stock, stock updated October 18, 2026 at 7:11 AM PDT.
- The 2026 Kia Niro Hybrid EX FWD payment is calculated for ZIP 90210 and a 740+ credit score. The bank decides whether to approve the application.
- Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
- 2026 Kia Niro Hybrid EX FWD: dealer stock updated October 18, 2026 at 7:11 AM PDT.
- 2026 Kia Niro Hybrid EX FWD lease bank program valid through: November 3, 2026.
- 2026 Kia Niro Hybrid EX FWD lease payment calculated: October 18, 08:31 PM PDT.
How the payment is built
- 2026 Kia Niro Hybrid EX FWD MSRP: $32,025 (dealer feed).
- Minus the 2026 Kia Niro Hybrid EX FWD lease incentive: $3,660 from the Kia Finance America Special Lease program (manufacturer program).
- Minus the down payment applied to the 2026 Kia Niro Hybrid EX FWD price: $791.86.
- 2026 Kia Niro Hybrid EX FWD adjusted cap cost, the amount the bank finances: $27,573.14 (Hunter Lease calculation).
- 2026 Kia Niro Hybrid EX FWD residual value after 36 months: $18,894.75, 59% of MSRP (bank program Kia Finance America).
- 2026 Kia Niro Hybrid EX FWD depreciation: $241.07 per month, the adjusted cap cost minus the residual, divided by 36 months.
- 2026 Kia Niro Hybrid EX FWD rent charge: $105.95 per month, the adjusted cap cost plus the residual, times the money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400).
- 2026 Kia Niro Hybrid EX FWD lease payment before tax: $347.01 per month. Depreciation and rent charge are each rounded to the cent, so their sum can differ by a cent.
- 2026 Kia Niro Hybrid EX FWD sales tax on the lease payment: taxable $347.01 × 10.25% = $35.57 per month, rate for ZIP 90210 (CDTFA tax table). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- 2026 Kia Niro Hybrid EX FWD lease payment with tax: $382.58 per month (Hunter Lease calculation). The page rounds it to $383.
- What the $3,000 due at signing on the 2026 Kia Niro Hybrid EX FWD lease is made of: first payment $382.58, down payment $791.86, tax 10.25% on the down payment, rebate, bank acquisition fee and dealer doc fee $531.65, dealer doc fee $85, registration (DMV), state fees $458.91, reserve for county DMV fees and paperwork (Hunter Lease) $100, bank acquisition fee $650.
At lease end
- 2026 Kia Niro Hybrid EX FWD lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
- 2026 Kia Niro Hybrid EX FWD lease mileage: 10,000 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.
Where these numbers come from
- Dealer feed: the 2026 Kia Niro Hybrid EX FWD MSRP. The car was last seen in the dealer feed on Oct 17, 2026, 3:00 AM PDT.
- Manufacturer program: the $3,660 lease incentive on the 2026 Kia Niro Hybrid EX FWD, valid through October 31, 2026.
- Bank program Kia Finance America for the 2026 Kia Niro Hybrid EX FWD: money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400), residual 59% (bank program Kia Finance America). Program loaded Oct 2, 2026, 9:13 AM PDT, valid through November 3, 2026.
- CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2026 Kia Niro Hybrid EX FWD payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
- Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2026 Kia Niro Hybrid EX FWD. Computed Oct 18, 2026, 8:31 PM PDT.
Comparison
- Market comparison for the 2026 Kia Niro Hybrid EX FWD. Market data current as of today, October 18.
- The discount and payment history on the page covers cars of this trim on Hunter Lease; the discount on each date is the largest discount negotiated by Hunter Lease, the payment is the lowest payment of the month. It may be a different car of the same trim.
- Similar Hunter Lease deal: 2026 Subaru Impreza Sport AWD, $319 per month, 36 months, $3,000 due at signing.
- Similar Hunter Lease deal: 2026 Honda Civic Hatchback Sport CVT, $353 per month, 39 months, $3,000 due at signing.
- Similar Hunter Lease deal: 2027 Toyota Corolla Hatchback SE CVT, $355 per month, 48 months, $3,000 due at signing.
How to read these numbers
- Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
- Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
- Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
- In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
- Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.
Kia Niro Hybrid: estimated approval odds by buyer profile
The same conditions apply to every row: this 2026 Kia Niro Hybrid EX FWD has a deal price of $32,025, under $55,000; the table shows our estimate of the odds, not an approval.
| Buyer profile | Lease | Finance |
|---|---|---|
| Score 740+, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | High | High |
| Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | High | High |
| Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | High | High |
| Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | High | High |
| Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | Moderate | Moderate |
| Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | High | Moderate |
| Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | Low | Low |
| Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | High | Moderate |
| Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | Low | Low |
| Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | High | Moderate |
Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.
The estimates are for $3,000 down on a lease and $5,000 down on a loan.
Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.
What moves the estimate in these rows: a co-signer (on a lease, high instead of moderate with a 680-719 score and 1 to 3 years of history, high instead of low with a 620-659 score and 6 months to 1 year of history, high instead of low with under 6 months of history), a first car loan or lease (moderate instead of high with a 680-719 score) and the type of deal (on a loan the estimate is lower than on a lease, or the same).
The same Kia Niro Hybrid in the format dealers advertise
The same 2026 Kia Niro Hybrid EX FWD lease (36 months, 10,000 miles a year, ZIP 90210, 10.25% sales tax, credit tier 1 (740+)), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.
| Due at signing | Payment before tax, as dealers advertise it | Payment with tax, as you pay it |
|---|---|---|
| $3,000, the main scenario on this page | $347.01/mo before tax | $382.58/mo with tax, of which $35.57 is tax |
| $3,999 | $318.93/mo before tax | $351.62/mo with tax, of which $32.69 is tax |
| $4,999 | $290.82/mo before tax | $320.63/mo with tax, of which $29.81 is tax |
| $5,999 | $262.72/mo before tax | $289.65/mo with tax, of which $26.93 is tax |
Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $650 acquisition fee, the $85 doc fee and the $558.91 DMV registration.
Kia Niro Hybrid prices among Hunter Lease dealers today
A 2026 Kia Niro Hybrid lease for 36 months, 10,000 miles a year, $3,000 due at signing, ZIP 90012, credit tier 1 (740+): from $359.42 to $496.63 a month with tax, median $411.10. 42 cars at 3 dealers.
All the figures, the sample and how we calculate: the Kia Niro Hybrid lease page
All Kia Niro Hybrid offers with their payments and terms, on one page: Kia Niro Hybrid lease and finance deals in California.
See who the Niro Hybrid is for and who it is not: Niro Hybrid lease guide.
Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.
See the interactive version, adjust term, mileage, down payment and ZIP at https://hunter.lease/deal/2026-kia-niro-hybrid-ex-fwd-386152-kd.