California DMV license #21138
4.7 · 92 Google reviews

Kia Niro Lease Deals in California

All Niro deals

Updated October 2026

Every trim with its payment, due at signing, term, and Hunter Score already set. The money factor and every fee are open right on the page.

Current rates and incentives, Kia Niro

as of October 2026special rate
Lease money factor
0.00228 (~5.5% APR)
Finance APR
3.99%
Incentive up to
$13,387
From, payment
$359/mo

The current best for this model from the live catalog, and it varies by trim and term. A money factor times 2400 is the approximate APR. Checking these rates takes no credit inquiry, the decision is always the bank's, and rates are not guaranteed.

No limit

Live deals

Stock updated October 18, 2026 at 7:11 AM PDT.

Payments include 10.25% sales tax for ZIP 90210, $3,000 due at signing, credit tier 1 (740+) on approved credit, 10,000 miles a year. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. Each car is priced at its lowest-payment term. Catalog data as of 10/18/2026, 1:11 PM PDT.

2026 Kia Niro Hybrid LX FWD $359/mo
2026 Kia Niro Hybrid EX FWD $366/mo
2026 Kia Niro EV Wind FWD $434/mo
2026 Kia Niro Hybrid SX FWD $451/mo
2026 Kia Niro Hybrid SX Touring FWD $485/mo
2026 Kia Niro EV Wave FWD $501/mo

The Niro is the odd one in Kia's range in a useful way: the same small crossover body is sold as a hybrid and as a fully electric car, so you can compare the two without changing anything else. 58 cars here from $359 a month. Every listing is a real VIN with the payment, money factor and full drive-off shown before you sign.

Azat CutliahmetovCurated and reviewed by Azat Cutliahmetov, California DMV license #21138
  • 58 Niro in stock, hybrid and electric together, 6 trims, each a specific VIN priced from a Kia Finance America program.
  • Payments run $359 to $535 a month. The fuel filter splits the hybrids from the electric cars in one click.
  • No account and no credit check to look. Hunter Score rates the deal itself, so a strong Niro price reads differently from an ordinary one.

Hybrid or electric, same car underneath

The Niro Hybrid and the Niro EV share a body, a cabin and a boot. The hybrid never plugs in and refuels in a minute; the EV plugs in and does the daily commute on home electricity. That is close to the cleanest comparison you can make between the two ways of buying a small crossover.

Trim names differ between them, which trips people up. The hybrid uses LX, EX and SX. The EV uses Wind and Wave. Nothing else about the trim ladder changes.

What the electric one qualifies for

The federal $7,500 clean-vehicle credit ended on September 30, 2025 and is not part of any payment on this page. California's MyFirstEV grant, up to $3,500, is a separate program with its own income and first-time rules, and a plug-in hybrid does not qualify for it.

Because a lease is not a purchase, any credit or grant that reaches a leased car does so through the finance company's own program, not through your tax return. Whatever program actually applies is already inside the payment shown on the card.

Frequently asked questions

Is the Niro EV the same car as the hybrid?

Same body and same cabin, different powertrain. The hybrid never plugs in, the EV is fully electric. Both are on this page, and the fuel filter separates them.

What do Wind and Wave mean?

They are the two trim levels of the electric Niro, the way LX, EX and SX are the trims of the hybrid. Wind is the lower of the two.

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