Updated September 2026
Every trim with its payment, due at signing, term, and Hunter Score already set. The money factor and every fee are open right on the page.
The current best for this model from the live catalog, and it varies by trim and term. A money factor times 2400 is the approximate APR. Checking these rates takes no credit inquiry, the decision is always the bank's, and rates are not guaranteed.
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The Niro is the odd one in Kia's range in a useful way: the same small crossover body is sold as a hybrid and as a fully electric car, so you can compare the two without changing anything else. 149 cars here from $337 a month. Every listing is a real VIN with the payment, money factor and full drive-off shown before you sign.
Curated and reviewed by Azat Cutliahmetov, licensed California auto broker #21138The Niro Hybrid and the Niro EV share a body, a cabin and a boot. The hybrid never plugs in and refuels in a minute; the EV plugs in and does the daily commute on home electricity. That is close to the cleanest comparison you can make between the two ways of buying a small crossover.
Trim names differ between them, which trips people up. The hybrid uses LX, EX and SX. The EV uses Wind and Wave. Nothing else about the trim ladder changes.
The federal $7,500 clean-vehicle credit ended on September 30, 2025 and is not part of any payment on this page. California's MyFirstEV grant, up to $3,500, is a separate program with its own income and first-time rules, and a plug-in hybrid does not qualify for it.
Because a lease is not a purchase, any credit or grant that reaches a leased car does so through the finance company's own program, not through your tax return. Whatever program actually applies is already inside the payment shown on the card.
Same body and same cabin, different powertrain. The hybrid never plugs in, the EV is fully electric. Both are on this page, and the fuel filter separates them.
They are the two trim levels of the electric Niro, the way LX, EX and SX are the trims of the hybrid. Wind is the lower of the two.