2026 Kia Niro EV Wind FWD

2026 Kia Niro EV Wind FWD lease

2026 Kia Niro EV Wind FWD lease through Hunter Lease: $434 per month with tax, 36 months, 10,000 miles per year, $3,000 due at signing, calculated for ZIP 90210 and credit tier 1 (740+). This payment assumes no California First-Time EV Buyer Bonus; answer the question on the page if it is your first EV. The payment was calculated Oct 18, 2026, 7:08 PM PDT, and an incentive in this payment is valid through October 31, 2026. The payment includes 10.25% sales tax. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. Availability last checked October 18, 2026 at 7:11 AM PDT.

We compared the whole market: 112 new Kia Niro EV at franchise dealers within 100 miles of Los Angeles as of October 16, 2026.

All Kia Niro EV at Hunter Lease

Transparent lease pricing from Hunter Lease, California’s platform for pre-negotiated new-car deals. Every number below is computed from live bank programs by the same engine as the calculator, to the cent, for this specific car in stock.

Fees and incentives by name

Payment by term and mileage (find your combo)

Specs, fuel economy and what is included

Every number of this deal

For comparison, financing. 2026 Kia Niro EV Wind FWD financing through Hunter Lease: $529 per month, 72 months, 0% APR, $5,000 down.

Key numbers

  • 2026 Kia Niro EV Wind FWD lease payment: $434 per month with tax.
  • 2026 Kia Niro EV Wind FWD lease due at signing: $3,000.
  • 2026 Kia Niro EV Wind FWD lease term: 36 months. Mileage: 10,000 miles per year.
  • 2026 Kia Niro EV Wind FWD lease payment before tax: $394 per month. Sales tax for ZIP 90210: taxable $387.80 × 10.25% = $39.75 per month. The registration (DMV) share of $6.23 per month is not taxed. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • 2026 Kia Niro EV Wind FWD total paid over the 36 month lease: $18,182.30.
  • How the 2026 Kia Niro EV Wind FWD lease total adds up: $3,000 due at signing plus 35 monthly payments of $433.78, the exact payment before rounding to $434. That is $505.06 per month on average over the whole term.
  • 2026 Kia Niro EV Wind FWD lease: money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400), residual 46%, lender Kia Finance America.
  • 2026 Kia Niro EV Wind FWD finance payment: $529 per month, 72 months, 0% APR, $5,000 down.
  • 2026 Kia Niro EV Wind FWD MSRP: $41,575.
  • 2026 Kia Niro EV Wind FWD selling price before incentives: $41,575.
  • 2026 Kia Niro EV Wind FWD lease incentive from the Kia Finance America Special Lease program: $12,450, valid through Oct 31. It is already included in this price.
  • 2026 Kia Niro EV Wind FWD price after incentives: $29,125.
  • 2026 Kia Niro EV Wind FWD availability: in stock, stock updated October 18, 2026 at 7:11 AM PDT.
  • The 2026 Kia Niro EV Wind FWD payment is calculated for ZIP 90210 and a 740+ credit score. The bank decides whether to approve the application.
  • Hunter Lease handles cars registered in California only. An SSN is required for the bank application.
  • 2026 Kia Niro EV Wind FWD: dealer stock updated October 18, 2026 at 7:11 AM PDT.
  • 2026 Kia Niro EV Wind FWD lease bank program valid through: November 3, 2026.
  • 2026 Kia Niro EV Wind FWD lease payment calculated: October 18, 07:08 PM PDT.

How the payment is built

  • 2026 Kia Niro EV Wind FWD MSRP: $41,575 (dealer feed).
  • Minus the 2026 Kia Niro EV Wind FWD lease incentive: $12,450 from the Kia Finance America Special Lease program (manufacturer program).
  • Plus what the amount due at signing did not cover (part of the fees, tax and first payment), rolled into the 2026 Kia Niro EV Wind FWD lease: $207.23.
  • 2026 Kia Niro EV Wind FWD adjusted cap cost, the amount the bank finances: $29,332.23 (Hunter Lease calculation).
  • 2026 Kia Niro EV Wind FWD residual value after 36 months: $19,124.50, 46% of MSRP (bank program Kia Finance America).
  • 2026 Kia Niro EV Wind FWD depreciation: $283.55 per month, the adjusted cap cost minus the residual, divided by 36 months.
  • 2026 Kia Niro EV Wind FWD rent charge: $110.48 per month, the adjusted cap cost plus the residual, times the money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400).
  • 2026 Kia Niro EV Wind FWD lease payment before tax: $394.03 per month.
  • 2026 Kia Niro EV Wind FWD sales tax on the lease payment: taxable $387.80 × 10.25% = $39.75 per month, rate for ZIP 90210 (CDTFA tax table). The registration (DMV) share of $6.23 per month is not taxed. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • 2026 Kia Niro EV Wind FWD lease payment with tax: $433.78 per month (Hunter Lease calculation). The page rounds it to $434.
  • What the $3,000 due at signing on the 2026 Kia Niro EV Wind FWD lease is made of: first payment $433.78, tax 10.25% on the rebate, bank acquisition fee and dealer doc fee $1,351.46, dealer doc fee $85, part of the registration (DMV) $479.76, bank acquisition fee $650.

At lease end

  • 2026 Kia Niro EV Wind FWD lease end if you return the car: the disposition fee is $395, charged only on return. It is not part of the monthly payment, the amount due at signing or the totals on this page. Buying the car is a separate option and is not part of this return scenario.
  • 2026 Kia Niro EV Wind FWD lease mileage: 10,000 miles per year are included in the payment. Charges for miles above that and for excess wear may apply when you return the car and depend on how it is used; their amounts are set by the lease contract and are not in this calculation.

Where these numbers come from

  • Dealer feed: the 2026 Kia Niro EV Wind FWD MSRP. The car was last seen in the dealer feed on Oct 16, 2026, 10:32 PM PDT.
  • Manufacturer program: the $12,450 lease incentive on the 2026 Kia Niro EV Wind FWD, valid through October 31, 2026.
  • Bank program Kia Finance America for the 2026 Kia Niro EV Wind FWD: money factor 0.00228 (Kia Finance America program rate 5.47%, money factor = rate ÷ 2400), residual 46% (bank program Kia Finance America). Program loaded Oct 2, 2026, 9:13 AM PDT, valid through November 3, 2026.
  • CDTFA tax table: the 10.25% rate for ZIP 90210 in the 2026 Kia Niro EV Wind FWD payment. Table effective Oct 1, 2026. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates.
  • Hunter Lease calculation: the adjusted cap cost, depreciation, rent charge and payment of the 2026 Kia Niro EV Wind FWD. Computed Oct 18, 2026, 7:08 PM PDT.

Comparison

  • Similar Hunter Lease deal: 2027 Kia EV3 Wind FWD, $462 per month, 36 months, $3,000 due at signing.
  • Similar Hunter Lease deal: 2026 Honda Prologue EX AWD, $500 per month, 36 months, $3,000 due at signing.
  • Similar Hunter Lease deal: 2026 Kia EV6 Light Long Range RWD, $513 per month, 36 months, $3,000 due at signing.

How to read these numbers

  • Due at signing on a lease is everything you pay on signing day: the first payment, the down payment, tax, the acquisition fee, the doc fee and registration.
  • Money factor is the lease interest rate set by the bank. Multiply it by 2400 to get an approximate APR.
  • Residual value is what the bank says the car is worth at lease end. A higher residual means a lower payment.
  • In California, lease sales tax is charged on each monthly payment and once at signing on the down payment (capitalized cost reduction), the acquisition fee and the doc fee, at the rate of the place where the car is registered. Registration (DMV) is not taxed, and tax is not charged on the full price of the car.
  • Hunter Lease is California’s platform for pre-negotiated new-car deals. You sign directly with the authorized dealer and the lender.

Kia Niro EV: estimated approval odds by buyer profile

The same conditions apply to every row: this 2026 Kia Niro EV Wind FWD has a deal price of $41,575, under $55,000; the table shows our estimate of the odds, not an approval.

Kia Niro EV with a deal price under $55,000: estimated approval odds for a lease and a loan by buyer profile
Buyer profileLeaseFinance
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signerHighHigh
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerHighHigh
Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighHigh
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signerHighHigh
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerModerateModerate
Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighModerate
Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerLowLow
Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighModerate
Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signerLowLow
Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or leaseHighModerate

Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.

The estimates are for $3,000 down on a lease and $5,000 down on a loan.

Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.

What moves the estimate in these rows: a co-signer (on a lease, high instead of moderate with a 680-719 score and 1 to 3 years of history, high instead of low with a 620-659 score and 6 months to 1 year of history, high instead of low with under 6 months of history), a first car loan or lease (moderate instead of high with a 680-719 score) and the type of deal (on a loan the estimate is lower than on a lease, or the same).

The same Kia Niro EV in the format dealers advertise

The same 2026 Kia Niro EV Wind FWD lease (36 months, 10,000 miles a year, ZIP 90210, 10.25% sales tax, credit tier 1 (740+)), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.

2026 Kia Niro EV Wind FWD: 36-month lease, 10,000 miles a year, ZIP 90210, credit tier 1 (740+), calculated 10/18/2026
Due at signingPayment before tax, as dealers advertise itPayment with tax, as you pay it
$3,000, the main scenario on this page$394.03/mo before tax$433.78/mo with tax, of which $39.75 is tax
$3,999$365.37/mo before tax$402.82/mo with tax, of which $37.45 is tax
$4,999$337.26/mo before tax$371.83/mo with tax, of which $34.57 is tax
$5,999$309.15/mo before tax$340.84/mo with tax, of which $31.69 is tax

Every amount due at signing in the table already includes the first payment and the tax collected upfront. The fees are the $650 acquisition fee, the $85 doc fee and the $686.99 DMV registration: at $3,999, $4,999 and $5,999 they are fully inside the amount due at signing; at $3,000, $1,214.76 of them is inside and the remaining $207.23 is added to the monthly payment.

Kia Niro EV prices among Hunter Lease dealers today

A 2026 Kia Niro EV lease for 36 months, 10,000 miles a year, $3,000 due at signing, ZIP 90012, credit tier 1 (740+), without the California First-Time EV Buyer Bonus: from $433.78 to $534.56 a month with tax, median $503.76. 16 cars at 3 dealers.

All the figures, the sample and how we calculate: the Kia Niro EV lease page

All Kia Niro EV offers with their payments and terms, on one page: Kia Niro EV lease and finance deals in California.

See who the Niro EV is for and who it is not: Niro EV lease guide.

Hunter Lease is rated 4.7 stars across 92 Google reviews, and this deal is curated by Azat Cutliahmetov.

See the interactive version, adjust term, mileage, down payment and ZIP at https://hunter.lease/deal/2026-kia-niro-ev-wind-fwd-160637-kc.