Final Kia Niro EV lease terms in California
The payment you see is the payment you pay. Every price is out the door: fees and tax are already included.
From $431/mo with tax: 36 mo, $3,000 due at signing, 16 cars. Calculation terms
Through Hunter Lease, a 2026 Kia Niro EV Wind FWD in Los Angeles, California is calculated at $431/mo with tax for 36 months, 10,000 miles a year, $3,000 due at signing, ZIP 90012 and credit tier 1 (740+); terms calculated 10/10/2026, 11:00 PM PT, and Kia lease cash in these payments ends Nov 3, 2026. MSRP $41,440, Kia lease cash $12,450, Hunter Lease user discount: none. Hunter Lease currently lists 16 2026 Kia Niro EV offers. Prices last changed 10/10/2026, 12:00 PM PT.
Kia Niro EV lease and finance offers
Lease · $3,000 at signingChange
Type
At signing
$3,000
Show 4 more Niro EV
Bottom line as of Oct 10, 2026
Terms for every figure below: lease, 36 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), without the California First-Time EV Buyer Bonus, ZIP 90012 (Los Angeles, California), payments with tax, Hunter Lease calculation of Oct 10, 2026, 11:00 PM PT.
- Lowest payment. Of the 16 listed 2026 Kia Niro EV leases in ZIP 90012, a Wind FWD has the lowest payment: $430.94 a month with tax, as of Oct 10, 2026.
- Listed here. 16 offers for a 2026 Kia Niro EV lease from 3 dealers Hunter Lease works with, ZIP 90012: $430.94 to $534.56 a month with tax, median $531.23, as of Oct 10, 2026.
All calculation facts
- Against its trim. The lowest-payment 2026 Kia Niro EV Wind FWD lease (ZIP 90012, 36 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), without the California First-Time EV Buyer Bonus) is $430.94 a month with tax, $8.31 a month below the median of 5 Wind FWD offers at 2 dealers Hunter Lease works with ($439.25), as of Oct 10, 2026, 11:00 PM PT.
- What is inside. The lowest-payment 2026 Kia Niro EV Wind FWD lease of the 16 cars Hunter Lease lists (ZIP 90012, 36 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), without the California First-Time EV Buyer Bonus) is $430.94 a month with 10.25% sales tax already in it; the $3,000 due at signing includes the first payment, and the payment and the $3,000 together cover the $650 acquisition fee, the $85 doc fee and the $686.11 DMV fee, as of Oct 10, 2026, 11:00 PM PT.
- Rebate and validity. Kia lease cash of $12,450 is applied to the lowest-payment 2026 Kia Niro EV Wind FWD lease of the 16 cars Hunter Lease lists ($430.94 a month with tax, ZIP 90012, 36 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), without the California First-Time EV Buyer Bonus) and ends Nov 3, 2026; calculated Oct 10, 2026, 11:00 PM PT, the payments on this page are valid through Nov 3, 2026.
- Conditional bonus. The California First-Time EV Buyer Bonus of $3,500 is not applied to the lowest-payment 2026 Kia Niro EV Wind FWD lease of the 16 cars Hunter Lease lists ($430.94 a month with tax, ZIP 90012, 36 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), without the California First-Time EV Buyer Bonus): it comes from the State of California for a first EV, only if you qualify, as of Oct 10, 2026, 11:00 PM PT.
- Before tax. The lowest-payment 2026 Kia Niro EV Wind FWD lease of the 16 cars Hunter Lease lists (ZIP 90012, 36 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), without the California First-Time EV Buyer Bonus) is $391.44 a month before tax and $430.94 a month with 10.25% sales tax, as of Oct 10, 2026, 11:00 PM PT.
Sources you can check: Kia official offers page · CDTFA: sales and use tax rates by California city and county · How Hunter Lease calculates a payment · California lease taxes and fees.
Against the market. On its offer page, a Wave FWD from this page with MSRP $46,600 is priced $335 (1%) higher than the price estimate for a car with the same MSRP from 18 comparable 2026 Kia Niro EV Wave FWD listings within 100 miles of Los Angeles at 7 dealers, market data as of Oct 7, 2026.
The same Kia Niro EV in the format dealers advertise
The same 2026 Kia Niro EV Wind FWD lease (36 months, 10,000 miles a year, ZIP 90012, 10.25% sales tax, credit tier 1 (740+), without the California First-Time EV Buyer Bonus), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.
| Due at signing | Payment before tax, as dealers advertise it | Payment with tax, as you pay it |
|---|---|---|
| $3,000, the main scenario on this page | $391.44/mo before tax | $430.94/mo with tax, of which $39.50 is tax |
| $3,999 | $362.79/mo before tax | $399.98/mo with tax, of which $37.19 is tax |
| $4,999 | $334.69/mo before tax | $368.99/mo with tax, of which $34.31 is tax |
| $5,999 | $306.58/mo before tax | $338.00/mo with tax, of which $31.42 is tax |
Every amount due at signing in the table already includes the first payment and the tax collected upfront. The fees are the $650 acquisition fee, the $85 doc fee and the $686.11 DMV registration: at $3,999, $4,999 and $5,999 they are fully inside the amount due at signing; at $3,000, $1,217.60 of them is inside and the remaining $203.51 is added to the monthly payment.
Kia Niro EV prices among Hunter Lease dealers today
16 cars at 3 dealers Hunter Lease works with, as of Oct 10, 2026, 11:00 PM PT. Prices at other dealers are not in these figures.
| Fact | Sample | Source |
|---|---|---|
| A 2026 Kia Niro EV lease for 36 months, 10,000 miles a year, $3,000 due at signing, ZIP 90012, credit tier 1 (740+), without the California First-Time EV Buyer Bonus: from $430.94 to $534.56 a month with tax, median $531.23. | 16 cars at 3 dealers | Hunter Lease calculation on bank rates |
| Wind FWD in the same calculation: the cheapest car is $430.94 a month, $8.31 below the median ($439.25) and $11.15 below the most expensive ($442.09). | 5 cars at 2 dealers | Hunter Lease calculation on bank rates |
| Wave FWD in the same calculation: the cheapest car is $526.35 a month, $4.88 below the median ($531.23) and $8.21 below the most expensive ($534.56). | 11 cars at 3 dealers | Hunter Lease calculation on bank rates |
| MSRP: Wind FWD from $41,440 to $41,970, Wave FWD from $46,600 to $46,995. | 16 cars | dealer inventory feeds |
| Cars with a dealer discount off MSRP: 0 of 16. | 16 cars | Hunter Lease calculation |
| These cars were last seen in the dealers' feeds between Oct 8, 2026, 7:50 PM PT and Oct 9, 2026, 9:38 AM PT. Not seen for more than 72 hours: 0 of 16; more than 7 days: 0. | 16 cars at 3 dealers | dealer inventory feeds |
How we calculate: the payment comes from the Hunter Lease calculator on the bank's rates for each car and already includes sales tax for ZIP 90012; the scenario is a lease for 36 months, 10,000 miles a year, $3,000 due at signing, ZIP 90012, credit tier 1 (740+), without the California First-Time EV Buyer Bonus; calculated 10/10/2026, 11:00 PM PT.
Market within 100 miles of Los Angeles
Listings at all dealers within 100 miles of Los Angeles, not only at the dealers Hunter Lease works with. No market sample is stored for Wind FWD.
| Fact | Sample | Source |
|---|---|---|
| Compared with 18 comparable 2026 Kia Niro EV Wave FWD listings within 100 miles of Los Angeles at 7 dealers, market data as of Oct 7, 2026: the median listing price is $33,935 and the median MSRP of the same listings is $46,835. | 18 listings at 7 dealers | listings of new cars within 100 miles of Los Angeles |
| On its offer page, a Wave FWD from this page with MSRP $46,600 is priced $335 (1%) higher than the price estimate for a car with the same MSRP from those listings. | 18 listings at 7 dealers | Hunter Lease price against listings of new cars within 100 miles of Los Angeles |
How we compare: the sample is listings of new cars with a price, for the same year, make, model, trim, drivetrain and powertrain, within 100 miles of Los Angeles, at all dealers and not only the dealers Hunter Lease works with. A listing price is the price a dealer shows on its site, not a final sale price and not a lease payment. Cars in the sample carry different options, so the estimate for one car is its MSRP multiplied by the median listing price and divided by the median MSRP of the sample. A sample smaller than 8 listings is not shown.
2026 Kia Niro EV lease prices by trim
Hunter Lease, the lowest-payment car of each trim (of 5 Wind FWD and 11 Wave FWD offers). Payments with tax, credit tier 1 (740+), valid through Nov 3, 2026. Finance and the amount due at signing switch in the filters above.
- 2026 Kia Niro EV Wind FWD via Hunter Lease: from $431/mo with tax, 36 mo, 10,000 mi/yr, $3,000 due at signing, ZIP 90012, 10/10/2026.
- 2026 Kia Niro EV Wave FWD via Hunter Lease: from $526/mo with tax, 36 mo, 10,000 mi/yr, $3,000 due at signing, ZIP 90012, 10/10/2026.
Each card shows when the car was last seen in the dealer's inventory feed · California auto broker license #21138 · reviewed by Azat Cutliahmetov
$195 service fee for using the Hunter Lease website, paid when you reserve a car; not part of the lease and not part of the amount due at signing. The fee is refunded: yes. Until you sign the contract for the car you can ask for a full refund for any reason.
Kia Niro EV full cost: lease, $0 due at signing, finance, plus the $195 service fee
2026 Kia Niro EV Wind FWD, the lowest-payment car (159789-kd): Hunter Lease calculation with tax for ZIP 90012, credit tier 1 (740+), computed 10/10/2026, 11:00 PM PT. Totals marked "payments only" leave out the $195 service fee; the column after them adds it. The first lease payment is inside the amount due at signing and is counted once.
| Option | Monthly with tax | Due at signing | Payments after signing | Total, payments only | Service fee at booking | Total with the service fee | At the end of the term |
|---|---|---|---|---|---|---|---|
| Lease, $3,000 due at signing | $430.94 x 36 mo, 10,000 mi/yr | $3,000, includes the first payment | 35 x $430.94 = $15,082.90 | $18,082.90 | $195 | $18,277.90 | Return the car. Additional charges may apply at the end of the lease, for example a disposition fee or charges for extra miles or wear; their amounts are set by the lease contract and are not counted in this table. |
| Lease, true $0 due at signing, + $195 service fee at booking | $532.22 x 36 mo, 10,000 mi/yr | $0, the first payment is rolled into the monthly | 35 x $532.22 = $18,627.70 | $18,627.70 | $195 | $18,822.70 | Return the car. Additional charges may apply at the end of the lease, for example a disposition fee or charges for extra miles or wear; their amounts are set by the lease contract and are not counted in this table. |
| Finance, 72 mo, $5,000 down | $527.33 x 72 mo, 0.00% APR on approved credit | $5,000 down payment | 72 x $527.33 = $37,967.76 | $42,967.76 | $195 | $43,162.76 | The car is yours. |
Where these numbers come from: money factor 0.00228 and residual 46% from the bank lease program in the Hunter Lease engine, program ends Nov 3, 2026; Kia lease cash $12,450 through Nov 3, 2026; sales tax 10.25% for ZIP 90012; acquisition fee $650, doc fee $85, DMV $686.11 from the engine's calculation for this car; dealer feed checked 10/09, 9:35 AM PT; calculated 10/10/2026, 11:00 PM PT. How Hunter Lease calculates a payment · California lease taxes and fees
Kia Niro EV rebates and who gets them
Amounts from the bank and manufacturer programs in today's calculation; general ones are in the payments, conditional ones are not.
- for everyone Kia lease cash: $12,450 on the Wind FWD and $12,500 on the Wave FWD, through Nov 3, 2026. It is in every lease payment on this page.
- for everyone Kia finance: $3,500 incentive and 0.00% APR for 72 months on approved credit, through Nov 3, 2026. It is in every finance payment on this page.
- conditional, only if you qualify California First-Time EV Buyer Bonus, $3,500: from the State of California for your first EV, if you live in California. It is not in any payment on this page. Conditions to check: availability varies by manufacturer and by dealer (CARB: MyFirstEV participating manufacturers); Kia's own terms are on its offers page (kia.com offers). First-EV status, California residency and the dealer's participation are confirmed at checkout.with the bonus, only if you qualify 2026 Kia Niro EV Wind FWD: $322/mo with tax on a lease (36 mo, 10,000 mi/yr, $3,000 due at signing, ZIP 90012, valid through Nov 3, 2026) or $470/mo with tax on finance (72 mo, $5,000 down, ZIP 90012, valid through Nov 3, 2026), if the $3,500 bonus is approved for you at checkout.
- Hunter Lease user discount on these 16 cars this cycle: none (the dealer sheets carry no discount on the Niro EV right now). The savings on the cards are Kia's lease cash.
True $0 due at signing on the Kia Niro EV, $195 service fee separately
Lease with true $0 due at signing, plus the separate $195 service fee at booking: 2026 Kia Niro EV Wind FWD, $532/mo with tax, 36 mo, 10,000 mi/yr, ZIP 90012, 10/10/2026. Nothing is due when you sign, not even the first monthly payment: the acquisition fee $650, the doc fee $85, DMV registration $686.11 and the upfront tax are inside the monthly payment.
The $195 service fee is paid when you reserve the car. It is not part of the lease and not part of the amount due at signing.
"$0 down" is not the same thing: it says only that there is no down payment, not whether the first payment, fees and taxes are due at signing. Here none of that is due at signing: it is spread over the monthly payment, which is why the same car costs $101 more per month than with $3,000 due at signing. The $195 service fee is separate in both cases.
Will I get approved?
Pick your score and answer four more questions: the estimated approval odds appear below.
Kia Niro EV: estimated approval odds by buyer profile
The same conditions apply to every row: a Kia Niro EV with a deal price under $55,000 (the lowest-payment 2026 Kia Niro EV Wind FWD is $41,440); the figures in the table are estimated odds, not an approval.
| Buyer profile | Lease | Finance |
|---|---|---|
| Score 740+, 3+ years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | 94% | 92% |
| Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 91% | 89% |
| Score 740+, 3+ years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 91% | 89% |
| Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, has had an auto loan or lease before, no co-signer | 79% | 77% |
| Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 70% | 68% |
| Score 680-719, 1 to 3 years of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 75% | 73% |
| Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | 38% | 37% |
| Score 620-659, 6 months to 1 year of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 75% | 73% |
| Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, no co-signer | under 10% | under 10% |
| Score unknown (answer "Don't know"), under 6 months of US credit history, no negative items in the last 7 years, this is the first car loan or lease, has a co-signer with 3+ years of US credit history who has had an auto loan or lease | 75% | 73% |
Based on statistical data from Hunter Lease users. This is not a pre-approval. The bank makes the decision.
The estimates are for $3,000 down on a lease and $5,000 down on a loan.
Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers your odds: we show the better of the two, yours alone or with the co-signer.
What moves the estimate in these rows: a co-signer (on a lease 75% instead of 70% with a 680-719 score and 1 to 3 years of history, 75% instead of 38% with a 620-659 score and 6 months to 1 year of history, 75% instead of under 10% with under 6 months of history), a first car loan or lease (91% instead of 94% with a 740+ score, 70% instead of 79% with a 680-719 score) and the type of deal (on a loan the estimate is 1-2 points lower than on a lease, or the same).
All 16 Kia Niro EV offers with links
Hunter Lease, all 16 2026 Kia Niro EV offers: lease 36 mo; payments with tax for ZIP 90012, credit tier 1 (740+), computed 10/10/2026, 11:00 PM PT, valid through Nov 3, 2026. Offer at the selected terms: lease, 36 mo, $3,000 due at signing; the last column follows the Type and At signing filters. The $0 column adds the $195 service fee at booking.
By trim
- Wind FWD: 5 cars, $431 to $442 a month, MSRP $41,440 to $41,970
- Wave FWD: 11 cars, $526 to $535 a month, MSRP $46,600 to $46,995
| Car | Lease | $0 due at signing (calculated) | Finance | Dealer feed checked | Offer at the selected terms |
|---|---|---|---|---|---|
| 2026 Kia Niro EV Wind FWD Steel Gray, MSRP $41,440 · Hunter Lease, ZIP 90012, 10/10/2026 | $431/mo with tax, $3,000 due at signing | $532/mo with tax, true $0 due at signing + $195 service fee at booking | $527/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:35 AM PT | $431/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 159789-kd |
| 2026 Kia Niro EV Wind FWD CITYSCAPE GREE, MSRP $41,575 · Hunter Lease, ZIP 90012, 10/10/2026 | $434/mo with tax, $3,000 due at signing | $535/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $529/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:37 AM PT | $434/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 160637-kc |
| 2026 Kia Niro EV Wind FWD Black, MSRP $41,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $439/mo with tax, $3,000 due at signing | $541/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $533/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:38 AM PT | $439/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 158226-kc |
| 2026 Kia Niro EV Wind FWD Aurora Black Pearl, MSRP $41,895 · Hunter Lease, ZIP 90012, 10/10/2026 | $441/mo with tax, $3,000 due at signing | $542/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $534/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:36 AM PT | $441/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 159948-kd |
| 2026 Kia Niro EV Wind FWD Snow White Pearl, MSRP $41,970 · Hunter Lease, ZIP 90012, 10/10/2026 | $442/mo with tax, $3,000 due at signing | $543/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $535/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:36 AM PT | $442/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 160544-kd |
| 2026 Kia Niro EV Wave FWD Interstellar Gray, MSRP $46,600 · Hunter Lease, ZIP 90012, 10/10/2026 | $526/mo with tax, $3,000 due at signing | $628/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $607/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:36 AM PT | $526/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 160810-kd |
| 2026 Kia Niro EV Wave FWD Interstellar Gray, MSRP $46,600 · Hunter Lease, ZIP 90012, 10/10/2026 | $526/mo with tax, $3,000 due at signing | $628/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $607/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:37 AM PT | $526/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 160809-kd |
| 2026 Kia Niro EV Wave FWD Aurora Black, MSRP $46,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $531/mo with tax, $3,000 due at signing | $633/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $610/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/08, 7:50 PM PT | $531/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 156879-kv |
| 2026 Kia Niro EV Wave FWD Aurora Black Pearl, MSRP $46,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $531/mo with tax, $3,000 due at signing | $633/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $610/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:38 AM PT | $531/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 156460-kc |
| 2026 Kia Niro EV Wave FWD Aurora Black, MSRP $46,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $531/mo with tax, $3,000 due at signing | $633/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $610/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/08, 7:50 PM PT | $531/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 158445-kv |
| 2026 Kia Niro EV Wave FWD Aurora Black, MSRP $46,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $531/mo with tax, $3,000 due at signing | $633/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $610/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/08, 7:50 PM PT | $531/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 156882-kv |
| 2026 Kia Niro EV Wave FWD Aurora Black Pearl, MSRP $46,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $531/mo with tax, $3,000 due at signing | $633/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $610/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:38 AM PT | $531/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 156459-kc |
| 2026 Kia Niro EV Wave FWD Aurora Black, MSRP $46,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $531/mo with tax, $3,000 due at signing | $633/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $610/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/08, 7:50 PM PT | $531/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 156880-kv |
| 2026 Kia Niro EV Wave FWD Aurora Black, MSRP $46,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $531/mo with tax, $3,000 due at signing | $633/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $610/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/08, 7:50 PM PT | $531/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 158429-kv |
| 2026 Kia Niro EV Wave FWD Aurora Black Pearl, MSRP $46,835 · Hunter Lease, ZIP 90012, 10/10/2026 | $531/mo with tax, $3,000 due at signing | $633/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $610/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:36 AM PT | $531/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 158447-kd |
| 2026 Kia Niro EV Wave FWD Aurora Black Pearl, MSRP $46,995 · Hunter Lease, ZIP 90012, 10/10/2026 | $535/mo with tax, $3,000 due at signing | $636/mo with tax, $0 due at signing (calculated) + $195 service fee at booking | $613/mo with tax, 0.00% APR, 72 mo, $5,000 down | 10/09, 9:38 AM PT | $535/mo with tax, 36 mo · 10k mi/yr · $3,000 at signing View deal 160748-kc |
Why this price and what can change it
2026 Kia Niro EV Wind FWD (159789-kd): MSRP $41,440, Kia lease cash $12,450, Hunter Lease user discount none this cycle, money factor 0.00228, residual 46%, Los Angeles sales tax 10.25% for ZIP 90012, acquisition fee $650, doc fee $85, DMV $686.11. The $3,000 due at signing includes the first payment of $430.94.
2026 Kia Niro EV Wave FWD (160810-kd): MSRP $46,600, Kia lease cash $12,500, money factor 0.00231, residual 47%, acquisition fee $650, doc fee $85, DMV $719.65.
What can change these payments: Kia's lease cash and finance incentive end Nov 3, 2026, and at that moment these payments are recalculated or withdrawn; the next Hunter Lease discount recalculation is Oct 12, 2026, 10:00 PM PT; your ZIP (sales tax), credit tier, mileage, term and amount due at signing; a car being reserved or sold. This page keeps its address.
How Hunter Lease calculates these payments
This is a Hunter Lease calculation for the stated ZIP, credit tier, term, mileage and eligible rebates. Your bank confirms the credit tier and the final financing terms during the application.
Kinds of facts, never mixed in one line. Dealer feed: the time the car was last seen in the dealer's inventory feed. Hunter Lease calculation: every payment, the regular price, the $0 due at signing and finance figures, computed by our engine from the bank program, general rebates, any user discount, sales tax for the ZIP and fees.
Inputs. Credit tier 1 (740+) on approved credit, sales tax for ZIP 90012 (10.25%), 10,000 miles a year, lease with $0 to $5,000 due at signing ($3,000 unless you change it) and finance with $5,000 down, the term with the lowest payment for each car. Only general rebates are in the payments; conditional programs are offered at reservation and shown separately.
Regular price on a card is the same car at MSRP without a Hunter Lease user discount, on the same bank program, fees and tax, with a dealer rate markup added to the bank rate. It is a calculation, not a dealer quote.
Service fee and disclosures
$195 service fee. A fee for using the Hunter Lease website and its features: a transparent calculation without our markup, the negotiated Hunter Lease user discount where the dealer sheet has one, locked deal terms, online bank application support and coordination through vehicle pickup. It is not a broker fee. You pay it when you reserve a car; it is not part of the lease and not part of the amount due at signing, and it does not reduce the price of the car.
Refund. The fee is refunded: yes. Until you sign the contract for the car you can ask for a full refund for any reason.
Lease. Lease payments, not purchase prices: 36 months, credit tier 1 (740+) on approved credit, sales tax for ZIP 90012 included. Additional charges may apply at the end of the lease, for example a disposition fee or charges for extra miles or wear; their amounts are set by the lease contract and are not counted in the payments or in the full cost table on this page.
Who we are. Hunter Lease (Cargwin LLC dba Hunter.Lease), California auto broker license #21138. We are not a dealer or a lender. "All new cars arranged for sale are subject to price and availability from the selling franchised new car dealer."
About the 2026 Kia Niro EV
Data for the lowest-payment 2026 Kia Niro EV Wind FWD (159789-kd), typical for this trim, from the build record of another car of the same model year and trim: FWD, Electric SUV, 5 seats.
- Automatic emergency braking (pedestrian & cyclist)
- Adaptive cruise control with stop & go
- Highway Driving Assist (Level 2)
- Lane-following assist
- Traffic-sign recognition
- Blind-spot monitoring
- Rear cross-traffic alert
- Rear parking sensors
- Driver-attention monitor
- Full airbag set incl. side-curtain
- Dual-zone climate control
- Heated front seats
- Power tailgate
- Keyless entry & push-button start
- Remote Start
- Ambient interior lighting
- Apple CarPlay & Android Auto
- Built-in navigation
- Digital instrument cluster
- Wireless phone charging
- Connected remote control (app)
- SynTex & Cloth seat trim (synthetic leather and cloth)
- Projector headlights
- Alloy wheels (R17)
Related pages
- Kia Niro lease deals: EV and Hybrid
- Kia lease and finance deals in California
- Electric car lease deals in California
- Kia EV6 lease deals
- Kia EV9 lease deals
- Kia vs Hyundai: which to lease in California
- Kia EV6 vs Hyundai IONIQ 5: which to lease
- EV leasing in California after the $7,500 credit
- Lease deals in Los Angeles
- Lease deals with $0 due at signing in California, service fee separately
Kia Niro EV lease questions and answers
What is the starting lease price for a 2026 Kia Niro EV in California?
As of Oct 10, 2026, the lowest 2026 Kia Niro EV lease payment on Hunter Lease is $430.94 a month with tax, calculated for ZIP 90012 (Los Angeles, California): a Wind FWD for 36 months, 10,000 miles a year, $3,000 due at signing, credit tier 1 (740+), without the California First-Time EV Buyer Bonus. The payment already includes sales tax, and together with the $3,000 due at signing it covers the acquisition fee, the doc fee and the DMV fee. It is the lowest of the 16 2026 Kia Niro EV offers on this page.
How much is due at signing on a 2026 Kia Niro EV lease, and what does it include?
As of Oct 10, 2026, the 2026 Kia Niro EV lease payments on this page are calculated with $3,000 due at signing: ZIP 90012 (Los Angeles, California), 36 months, 10,000 miles a year, credit tier 1 (740+). For the lowest-payment 2026 Kia Niro EV Wind FWD, that amount includes the first monthly payment of $430.94, the tax collected upfront and $1,217.60 of the fees; the remaining $203.51 of the fees is added to the monthly payment. The $195 service fee is separate: you pay it when you reserve a car, and it is not part of the amount due at signing.
How does sales tax work on a 2026 Kia Niro EV lease in California, and which rate does this page use?
Every 2026 Kia Niro EV payment on this page already includes sales tax at 10.25%, the rate Hunter Lease uses for ZIP 90012 (Los Angeles, California), as of Oct 10, 2026. In the $430.94 monthly payment of the lowest-payment 2026 Kia Niro EV Wind FWD, $39.50 is tax. The tax collected upfront is inside the $3,000 due at signing. Another ZIP changes the rate and the payment. Rates by city and county: CDTFA: sales and use tax rates by California city and county.
Which incentives are in the 2026 Kia Niro EV lease payment, and which are conditional?
As of Oct 10, 2026, Kia lease cash of $12,450 is applied to the lowest-payment 2026 Kia Niro EV Wind FWD lease on this page for ZIP 90012 (Los Angeles, California); it ends Nov 3, 2026. The California First-Time EV Buyer Bonus of $3,500 is conditional and is not applied by default: the text and tables of this 2026 Kia Niro EV page are calculated without it. It comes from the State of California for a first EV; first-EV status, California residency and the dealer's participation are confirmed at checkout. Program page: CARB: MyFirstEV participating manufacturers.
What happens at the end of a 2026 Kia Niro EV lease?
Return the car. Additional charges may apply at the end of the lease, for example a disposition fee or charges for extra miles or wear; their amounts are set by the lease contract and are not counted in this table. This is the "At the end of the term" column of the full cost table on this page, for the 36-month 2026 Kia Niro EV lease.
How is the chance of approval for a 2026 Kia Niro EV lease estimated?
Based on statistical data from Hunter Lease users. This is not a pre-approval. The bank makes the decision. The table "Kia Niro EV: estimated approval odds by buyer profile" on this page shows the estimated odds by buyer profile.
Compared 16 2026 Kia Niro EV offers at 3 dealers Hunter Lease works with; dealer feeds last checked Oct 9, 2026, 9:38 AM PT.
Market sample: 18 comparable 2026 Kia Niro EV Wave FWD listings within 100 miles of Los Angeles at 7 dealers, market data as of Oct 7, 2026.
Hunter Lease (Cargwin LLC dba Hunter.Lease), California auto broker license #21138. We are not a dealer or a lender. Prices calculated 10/10/2026, 11:00 PM PT; prices last changed 10/10/2026, 12:00 PM PT; Kia's lease cash and finance incentive end Nov 3, 2026. Payments are Hunter Lease calculations.