Lowest real Hyundai rates

Our lenders' bank programs across 866 in-stock Hyundai vehicles at our Southern California partner dealers. Updated July 5, 2026. This is not "the whole market": only programs we actually close deals on, and only cars physically in stock.

Lease: top 20 by money factor

2026 Hyundai Santa Fe XRT AWD · 2 in stock MF 0.00013 (~0.31%)
from $472/mo · 24 mo 2026 Hyundai Santa Fe Hybrid SEL FWD · 16 in stock MF 0.00099 (~2.38%)
from $540/mo · 24 mo 2026 Hyundai Santa Fe Calligraphy AWD · 1 in stock MF 0.00138 (~3.31%)
from $589/mo · 36 mo 2026 Hyundai Santa Fe Calligraphy FWD · 3 in stock MF 0.00152 (~3.65%)
from $575/mo · 36 mo 2026 Hyundai Palisade Calligraphy AWD · 3 in stock MF 0.00153 (~3.67%)
from $650/mo · 24 mo 2026 Hyundai Palisade Limited AWD · 2 in stock MF 0.00165 (~3.96%)
from $638/mo · 39 mo 2026 Hyundai Palisade Limited FWD · 1 in stock MF 0.00168 (~4.03%)
from $600/mo · 24 mo 2026 Hyundai Tucson Hybrid SEL AWD · 15 in stock MF 0.00172 (~4.13%)
from $372/mo · 36 mo 2026 Hyundai Sonata SE FWD · 11 in stock MF 0.00182 (~4.37%)
from $277/mo · 24 mo 2026 Hyundai Kona SEL Sport FWD · 30 in stock MF 0.00199 (~4.78%)
from $273/mo · 24 mo 2026 Hyundai Elantra SEL Sport Sedan · 39 in stock MF 0.00199 (~4.78%)
from $248/mo · 36 mo 2026 Hyundai Kona SEL Premium FWD · 17 in stock MF 0.00200 (~4.80%)
from $303/mo · 24 mo 2026 Hyundai Elantra SE IVT · 61 in stock MF 0.00203 (~4.87%)
from $211/mo · 24 mo 2026 Hyundai IONIQ 5 SE RWD · 61 in stock MF 0.00204 (~4.90%)
from $337/mo · 24 mo 2026 Hyundai Palisade XRT Pro AWD · 2 in stock MF 0.00208 (~4.99%)
from $531/mo · 24 mo 2026 Hyundai Kona Limited FWD · 7 in stock MF 0.00209 (~5.02%)
from $377/mo · 24 mo 2026 Hyundai Kona SEL Sport AWD · 1 in stock MF 0.00211 (~5.06%)
from $303/mo · 24 mo 2026 Hyundai IONIQ 5 SEL RWD · 80 in stock MF 0.00212 (~5.09%)
from $384/mo · 24 mo 2026 Hyundai Kona Limited AWD · 1 in stock MF 0.00212 (~5.09%)
from $365/mo · 24 mo 2026 Hyundai Tucson Hybrid Blue SE AWD · 16 in stock MF 0.00213 (~5.11%)
from $345/mo · 36 mo

Finance: top 20 by APR (72 mo)

2026 Hyundai Tucson SEL FWD · 8 in stock 1.90%
from $440/mo · 72 2026 Hyundai Tucson Plug-In Hybrid SEL AWD · 4 in stock 1.90%
from $586/mo · 72 2026 Hyundai Santa Fe Hybrid Calligraphy AWD · 42 in stock 1.90%
from $764/mo · 72 2026 Hyundai Santa Fe Hybrid Calligraphy FWD · 11 in stock 1.90%
from $739/mo · 72 2026 Hyundai Santa Fe Hybrid Limited AWD · 7 in stock 1.90%
from $708/mo · 72 2026 Hyundai Santa Fe Hybrid Limited FWD · 2 in stock 1.90%
from $682/mo · 72 2026 Hyundai Tucson SEL Premium FWD · 5 in stock 1.90%
from $491/mo · 72 2026 Hyundai Tucson Limited FWD · 3 in stock 1.90%
from $577/mo · 72 2026 Hyundai Tucson Limited AWD · 1 in stock 1.90%
from $603/mo · 72 2026 Hyundai Tucson SEL Plus FWD · 24 in stock 1.90%
from $439/mo · 72 2026 Hyundai Santa Fe Calligraphy AWD · 1 in stock 1.90%
from $740/mo · 72 2026 Hyundai Santa Fe XRT AWD · 2 in stock 1.90%
from $617/mo · 72 2026 Hyundai Santa Fe Hybrid SE FWD · 23 in stock 1.90%
from $519/mo · 72 2026 Hyundai Santa Fe SEL FWD · 17 in stock 1.90%
from $550/mo · 72 2026 Hyundai Santa Fe Hybrid SEL FWD · 16 in stock 1.90%
from $566/mo · 72 2026 Hyundai Tucson XRT FWD · 2 in stock 1.90%
from $476/mo · 72 2026 Hyundai Santa Fe SE FWD · 7 in stock 1.90%
from $502/mo · 72 2026 Hyundai Tucson SE FWD · 15 in stock 1.90%
from $407/mo · 72 2026 Hyundai Santa Fe Calligraphy FWD · 3 in stock 1.90%
from $720/mo · 72 2026 Hyundai Santa Fe Hybrid SEL AWD · 19 in stock 1.90%
from $599/mo · 72

Method: each trim shows the best (lowest) rate among its in-stock cars. Money factor × 2400 approximates the annual percentage rate. Payments use the card scenario (10k mi/yr, $3,000 down lease / $5,000 finance, ZIP 90210 tax) and match our calculator to the penny. Bank programs update monthly.

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