We are in early access. Tell us what is unclear or off, your feedback shapes what we build next.
Three ways to get the same car, side by side, on the real lease math. No pitch, just the cost of each path.
It depends on your plans and your credit. Leasing gives the lowest monthly and the choice to return or buy at the end; financing builds ownership; cash avoids interest. Use the calculator above to compare the same car on real numbers.
Often, especially for newcomers and people who plan to keep the car. The buyout equals the residual, known before you sign, and can later be financed as a normal auto loan. In Hunter Lease's own reported experience across 411 of its deals (not a market study), lease approvals ran higher than finance, 87.5% vs 81%, and needed at least 30% less cash down. Leasing requires an SSN, and approval is always the lender's decision.
Yes. An SSN is required because the lender checks credit in your name. Thin or new US credit is fine and a co-signer can help. There is no no-SSN or ITIN path.