True $0 due at signing lease deals in California
As of November 7, 2026, 14,441 cars lease at true $0 due at signing in California, from $319 a month with tax.
Prices checked Nov 8, 2026, 1:30 AM PST
Tax included. Due at signing is on each card. The $195 service fee is paid when you reserve the car. It is not part of the lease and not part of the amount due at signing.
We compared the whole market: 155,240 new cars of the models in the Hunter Lease catalog at franchise dealers within 100 miles of Los Angeles as of November 8, 2026.
Details
Hunter Lease checks its prices against the whole market: as of November 8, 2026, franchise dealers within 100 miles of Los Angeles had 155,240 new cars of the models in the Hunter Lease catalog. Hunter Lease shows the lowest final payment for lease deals with $0 due at signing as of that date: $319 a month with tax, 2027 Hyundai Kona SE FWD, 24-month lease, 7,500 miles a year, $0 due at signing, ZIP 90210.
Card payments are calculated for credit tier 1 and ZIP 90210. Each card shows its term and miles per year.
Live deals, repriced to $0 at signing
Live deals
Stock updated November 8, 2026 at 7:11 AM PST.
Payments include 10.25% sales tax for ZIP 90210, $0 due at signing, credit tier 1 on approved credit, 7,500 miles a year (10,000 for Kia and Honda, 5,000 for Nissan). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. Each car is priced at its lowest-payment term. Catalog data as of 11/08/2026, 1:02 PM PST.
True zero down car lease deals, $0 due at signing
Updated November 2026
Every trim with its payment, due at signing, term, and Hunter Score already set. The money factor and every fee are open right on the page.
A $0 due at signing lease, also called zero due at signing or sign and drive, means you bring no down payment, no first month and no fees to the counter: they are built into the lease instead. Dealer adverts that say zero down or 0 down can still collect the first payment and fees at signing. Every car on this page is repriced by our engine at $0 due at signing, and its drive-off is listed line by line before you book. The $195 service fee is paid when you reserve the car. It is not part of the lease and not part of the amount due at signing.
Curated and reviewed by Azat Cutliahmetov, California DMV license #21138- Nothing due at signing, the real monthly shown honestly
- Drive-off math you can check, not marketing
- Lease or finance with thin-credit-friendly lenders, an SSN is required
What $0 due at signing really means
$0 due at signing means nothing is due at signing: you do not bring a lump sum to start the lease. Dealers advertise the same structure as a "sign and drive" lease, and the mechanics are identical. A "$0 down" advert is a narrower promise: it only says there is no down payment. It does not mean the cost disappears, either. The amount you would have put down moves into the monthly payment instead, so a $0 due at signing deal carries a slightly higher monthly than the same car with money down. We show that real monthly, not a teaser.
When $0 due at signing makes sense, and when it does not
Paying nothing at signing protects your cash and limits what is at risk if the car is totaled or stolen early, since you have not sunk cash into it. The tradeoff is paying a little more each month and a bit more over the full term. If keeping cash on hand matters more than the lowest possible monthly, $0 due at signing is a fair choice; if you want the lowest monthly, a little down gets you there.
Sign and drive, and whether it is the same zero
Sign and drive is a dealer phrase, not a legal term, and it usually means you hand over nothing at the counter. That is what $0 due at signing means here too, so on this page the two describe the same thing: no cash at signing, the whole cost carried by the monthly.
Where they differ is in what a dealer quietly folds in. A sign-and-drive advert can still assume a trade-in, a loyalty rebate you do not qualify for, or a first payment collected separately. Every deal on this page shows the full drive-off line by line, so if something is inside it, you see it before you decide.
Zero at signing is not zero a month
Nothing due at signing does not make the car cheaper. The money that would have gone in at the counter moves into the monthly, and the monthly here is the real one, with California lease tax and our fees already inside it.
That is worth saying plainly because the cheapest-looking adverts usually do the opposite: a small monthly with thousands due at signing. Both shapes are legitimate, and the only way to compare them is to look at the whole cost, which is why every listing prints both numbers.
Drive-off, shown line by line
On a $0 due at signing lease you bring nothing to the counter: no down payment, no first month, no fees. California charges sales tax on manufacturer lease cash, and on these deals that tax is structured into the deal together with the first month and the fees, so it is paid through the monthly instead of on day one. $0 at signing here means $0. The deal page lists every piece of that structure, the tax included, so nothing hides.
Frequently asked questions
Is $0 due at signing really $0?
Yes. $0 means $0: you bring no down payment, no first month and no fees at signing. A "$0 down" advert is a different promise: it only says there is no down payment, and the first payment and fees can still be collected. California charges sales tax on manufacturer lease cash, and on these deals that tax is built into the monthly together with the first month and the fees, not collected when you sign. The deal page shows every piece before you book.
Does $0 due at signing cost more overall?
A little. The amount you skip up front goes into the monthly, so you pay slightly more each month and somewhat more across the full term. It is a cash-flow choice, and we show both versions so you can compare.
Are fees rolled in where I cannot see them?
No. Every fee is listed in the drive-off breakdown. Paying nothing at signing changes when you pay, not whether you can see what you are paying for.
Can I put some money down instead?
Yes. Putting a little down lowers the monthly. You decide the balance between cash up front and payment size, and the price stays locked either way.
Do I need an SSN or strong credit for $0 due at signing?
An SSN is required, and $0 due at signing is available across credit tiers, though a stronger profile widens the choices. Thin or new US credit is fine, and a co-signer helps.
What is the lowest payment for lease deals with $0 due at signing in California?
Hunter Lease checks its prices against the whole market: as of November 8, 2026, franchise dealers within 100 miles of Los Angeles had 155,240 new cars of the models in the Hunter Lease catalog. Hunter Lease shows the lowest final payment for lease deals with $0 due at signing as of that date: $319 a month with tax, 2027 Hyundai Kona SE FWD, 24-month lease, 7,500 miles a year, $0 due at signing, ZIP 90210.
Lowest payment by model: lease deals with $0 due at signing
Each model at its lowest payment among these deals, with tax for ZIP 90210 and $0 due at signing as of November 8, 2026.
| Model | Year and trim | Payment with tax | Term, months | Miles a year | Due at signing |
|---|---|---|---|---|---|
| Hyundai Kona | 2027 SE FWD | $319 | 24 | 7,500 | $0 |
| Hyundai Elantra | 2026 SEL Sport Sedan | $358 | 36 | 7,500 | $0 |
| Hyundai Tucson | 2026 SE FWD | $360 | 36 | 7,500 | $0 |
| Kia K4 | 2026 LXS Sedan | $379 | 48 | 10,000 | $0 |
| Mazda Mazda3 Sedan | 2026 2.5 S Select Sport FWD | $382 | 36 | 7,500 | $0 |
| Nissan Altima | 2026 SV FWD | $384 | 39 | 5,000 | $0 |
| Hyundai Sonata | 2026 SE FWD | $390 | 36 | 7,500 | $0 |
| Subaru Impreza | 2026 Sport AWD | $411 | 42 | 7,500 | $0 |
How to get a car in California
1. Pick the car
Pick a car on this page and set your terms: the amount due at signing and your credit tier. The card shows the monthly payment with tax for exactly those terms.
2. Book online
Book on the offer page of the car you picked: the booking locks in the discount on that trim, and you pay the $195 service fee at booking. The fee is refunded in full if you change your mind before signing.
3. Apply to the bank with Hunter Lease
Fill out the application, and Hunter Lease sends it to the bank. The bank decides on approval.
4. The dealer that has the car
The car stays at its dealer. We check with that dealer that the car is still available.
5. Sign and drive off
Before you sign, our specialist checks the contract against the agreed terms. You sign at the dealer and drive off in your car.
Questions about lease deals with $0 due at signing
Which models have lease deals with $0 due at signing on Hunter Lease?
As of November 8, 2026: Hyundai Kona from $319 a month, Hyundai Elantra from $358 a month, Hyundai Tucson from $360 a month, Kia K4 from $379 a month, Mazda Mazda3 Sedan from $382 a month, Nissan Altima from $384 a month, Hyundai Sonata from $390 a month and Subaru Impreza from $411 a month. Payments are with tax, ZIP 90210.
Is there a true sign and drive lease in Los Angeles with no money at signing?
Yes: Hunter Lease shows true sign and drive leases with $0 due at signing for ZIP 90210 in Los Angeles as of November 8, 2026, from $319 a month with tax: 2027 Hyundai Kona SE FWD, 24-month lease, 7,500 miles a year. Nothing is paid at signing, because the first month, the bank and dealer fees, DMV registration and the sales tax collected up front are inside the monthly payment.
Is $0 down the same as $0 due at signing on a car lease?
No: Hunter Lease prices every car on this page at $0 due at signing, so nothing is paid when the lease is signed, and as of November 8, 2026 the lowest such payment is $319 a month with tax: 2027 Hyundai Kona SE FWD, 24-month lease, 7,500 miles a year, ZIP 90210. A $0 down offer only removes the down payment, and the first month and fees can still be collected at signing.
What is included in due at signing on a California lease?
Hunter Lease shows $0 due at signing as of November 8, 2026 from $319 a month with tax (2027 Hyundai Kona SE FWD, 24-month lease, 7,500 miles a year, ZIP 90210), because the first monthly payment, the bank acquisition fee, the dealer documentation fee, DMV registration and the sales tax collected up front are all inside the monthly payment. On a lease with money due at signing, these same items, plus any down payment and the tax on it, are paid on the day the lease is signed.
Which fees are paid separately on a $0 due at signing lease?
Hunter Lease shows one fee outside the monthly payment on its $0 due at signing deals as of November 8, 2026: the $195 service fee, paid when a car is reserved, while the payment itself starts at $319 a month with tax (2027 Hyundai Kona SE FWD, ZIP 90210). The first month, the bank and dealer fees, DMV registration and the sales tax collected up front are inside that payment. When the lease ends, the contract can add a disposition fee and fees for excess miles or wear.
What are the payments on this page calculated for?
Final payments with tax for ZIP 90210, credit tier 1, $0 due at signing. Tier, due at signing and filters are set in the catalog above.
Is there a Hunter Lease fee for lease deals with $0 due at signing?
Yes: the $195 service fee as of November 8, 2026. It is paid separately when a car is reserved. The monthly payment and the sum due at signing do not include it. The fee is refunded in full if you change your mind before signing.