Credit Report Disputes

Last updated: July 5, 2026

If you believe information in your credit report is inaccurate or incomplete, or you suspect identity theft, you have the right to dispute it. Hunter.Lease is a broker (Cargwin LLC, California auto broker DMV license #21138), not a credit bureau, so we cannot correct information in your credit file ourselves. A dispute goes to whoever holds the information: the nationwide bureau, and, where a provider ran the inquiry, that provider as well.

Submit a dispute with iSoftpull

Where Hunter.Lease offers a soft credit inquiry, that inquiry runs through our provider, iSoftpull. That step is not offered at present, so use this channel if your file was pulled through iSoftpull while it was. Your right to dispute directly with the bureaus applies either way, and all three are listed below.

Submit a dispute with iSoftpull

Phone: (760) 579-6171

Email: support@isoftpull.com

Mailing address: iSoftpull, 2270 Camino Vida Robles, Suite I, Carlsbad, CA 92011

Your right to dispute directly with the bureaus

Under the Fair Credit Reporting Act (FCRA), you also have the right to dispute inaccurate information for free directly with the nationwide credit bureaus. The bureau must investigate, generally within 30 days.

Identity theft

If you suspect identity theft, you can report it and get a recovery plan from the Federal Trade Commission (FTC) at IdentityTheft.gov.

File a complaint with the CFPB

You may also submit a complaint to the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov/complaint.