Car lease deals under $400 a month in California
Pick a car and terms to see the final payment for your credit tier.
Prices checked Nov 7, 2026, 1:30 AM PST
Tax included. Due at signing is on each card. Hunter Lease service fee $195 is separate.
Details
Hunter Lease shows the lowest final payment for lease deals under $400 a month as of November 7, 2026: $231 a month with tax, 2027 Hyundai Kona SE FWD, 24-month lease, 7,500 miles a year, $3,000 due at signing, ZIP 90210.
Card payments are calculated for credit tier 1 and ZIP 90210. Each card shows its term and miles per year.
Live deals under $400 a month
Live deals
Stock updated November 7, 2026 at 7:11 AM PST.
Payments include 10.25% sales tax for ZIP 90210, $3,000 due at signing, credit tier 1 on approved credit, 7,500 miles a year (10,000 for Kia and Honda, 5,000 for Nissan). The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. Each car is priced at its lowest-payment term. Catalog data as of 11/07/2026, 12:05 PM PST.
2027 Hyundai Kona Gas SE FWD $231/mo2026 Hyundai Kona Gas Limited AWD $244/moCar leases under $400 a month
Updated November 2026
Every trim with its payment, due at signing, term, and Hunter Score already set. The money factor and every fee are open right on the page.
You can lease a new car in California with a monthly payment under $400 right now: the cheapest one on this page starts at $231. Every payment here has California sales tax inside it, and every card shows its amount due at signing, which covers the first month and the required fees. Want no money down? Set the at signing filter to $0: the amount you skip moves into the monthly, so some cars stay under $400 and others do not.
Curated and reviewed by Azat Cutliahmetov, California DMV license #21138- A payment cap with taxes and fees included, no surprises at signing
- Sorted by payment, cheapest first; each car’s Hunter Score is on its deal page
- Reserve and pick up, the price is locked in advance
What "under $400" actually includes
The $400 ceiling is the all-in monthly: California sales tax and the standard fees are already inside the number, not added at the desk. So a car shown at $380 is a real $380, not a base payment that climbs once the paperwork starts.
How to reach a lower payment without hiding anything
A few honest levers move the monthly: the model and trim, the lease term, the mileage allowance, and how much you put down. A smaller, efficient car or a longer term lowers the payment; a higher mileage allowance or zero down raises it. We move the payment with real terms you can see, never by quietly removing a fee.
Why the list changes week to week
Which cars land under $400 depends on live inventory, the current manufacturer programs, and your credit tier, all of which move. We do not promise a specific car at a specific payment forever. We show what actually qualifies right now and lock the price the moment you reserve.
Frequently asked questions
Does the $400 include taxes and fees?
Yes. The cap is the all-in monthly with California tax and the standard fees already inside it. The only things outside it are your own insurance and anything optional you choose to add.
Can you always find a car under $400?
Not always. It depends on live inventory, the current programs, and your credit tier. When nothing strong fits that ceiling, we tell you rather than stretch a car to look like it fits.
Will $0 down keep me under $400?
Zero down raises the monthly, because the amount does not disappear, it moves into the payment. Some cars still come in under $400 with nothing down; others need a little down to get there. We show you both.
Does a longer lease lower the payment?
Usually yes, a longer term spreads the cost over more months. The tradeoff is more total months of payments and more time before you can switch cars, so it is a real choice, not a free win.
Is the price locked once I reserve?
Yes, to the cent. The $195 service fee holds the exact all-in number for you, and locking needs no credit check. Hard credit inquiries come only at the credit application you authorize after we confirm the car with the dealer and before you sign (usually one, up to three, depending on the bank).
What is the lowest payment for lease deals under $400 a month in California?
Hunter Lease shows the lowest final payment for lease deals under $400 a month as of November 7, 2026: $231 a month with tax, 2027 Hyundai Kona SE FWD, 24-month lease, 7,500 miles a year, $3,000 due at signing, ZIP 90210.
Lowest payment by model: lease deals under $400 a month
Each model at its lowest payment among these deals, with tax for ZIP 90210 and $3,000 due at signing as of November 7, 2026.
| Model | Year and trim | Payment with tax | Term, months | Miles a year | Due at signing |
|---|---|---|---|---|---|
| Hyundai Kona | 2027 SE FWD | $231 | 24 | 7,500 | $3,000 |
| Hyundai Kona | 2026 Limited AWD | $244 | 24 | 7,500 | $3,000 |
| Hyundai Venue | 2026 SE FWD | $275 | 36 | 7,500 | $3,000 |
| Hyundai Elantra | 2026 SEL Sport Sedan | $281 | 24 | 7,500 | $3,000 |
| Kia K4 | 2026 LXS Sedan | $282 | 36 | 10,000 | $3,000 |
| Mazda Mazda3 Sedan | 2026 2.5 S Select Sport FWD | $289 | 36 | 7,500 | $3,000 |
| Nissan Altima | 2026 SV AWD | $304 | 36 | 5,000 | $3,000 |
| Nissan Sentra | 2026 SV Sedan | $316 | 36 | 5,000 | $3,000 |
How to get a car in California
1. Pick the car
Pick a car on this page and set your terms: the amount due at signing and your credit tier. The card shows the monthly payment with tax for exactly those terms.
2. Book online
Book on the offer page of the car you picked: the booking locks in the discount on that trim, and you pay the $195 service fee at booking. The fee is refunded in full if you change your mind before signing.
3. Apply to the bank with Hunter Lease
Fill out the application, and Hunter Lease sends it to the bank. The bank decides on approval.
4. The dealer that has the car
The car stays at its dealer. We check with that dealer that the car is still available.
5. Sign and drive off
Before you sign, our specialist checks the contract against the agreed terms. You sign at the dealer and drive off in your car.
Questions about lease deals under $400 a month
Which models have lease deals under $400 a month on Hunter Lease?
As of November 7, 2026: Hyundai Kona from $231 a month, Hyundai Venue from $275 a month, Hyundai Elantra from $281 a month, Kia K4 from $282 a month, Mazda Mazda3 Sedan from $289 a month, Nissan Altima from $304 a month and Nissan Sentra from $316 a month. Payments are with tax, ZIP 90210.
What are the payments on this page calculated for?
Final payments with tax for ZIP 90210, credit tier 1, $3,000 due at signing. Tier, due at signing and filters are set in the catalog above.
Is there a Hunter Lease fee for lease deals under $400 a month?
Yes: the $195 service fee as of November 7, 2026. It is paid separately when a car is reserved. The monthly payment and the sum due at signing do not include it. The fee is refunded in full if you change your mind before signing.