Updated August 2026
Every car below is repriced so nothing is collected when you sign: no down payment, no drive-off check. The first month and fees move into the monthly instead, and that honest monthly is what the card shows, computed with Orange County sales tax.
Payments computed with Orange County sales tax (ZIP 92701)
Try adjusting your filters or search query to find what you're looking for.
Around Orange County, plenty of pages titled "zero down" still show three or four thousand dollars due at signing once you read the fine print: $0 there only means no capitalized cost reduction, and the first month, acquisition fee and taxes are still collected on day one. On this page $0 means the amount collected at signing. Each deal is repriced by the same engine that powers our calculator so that sum is zero, and the pieces that would have been due up front are structured into the monthly instead.
One California-specific caveat, shown rather than hidden: when manufacturer lease cash lowers the price, the state charges sales tax on that cash at signing, so some deals can still carry a small day-one tax. We list every piece of the drive-off, that tax included, so nothing hides.
Sales tax in Orange County is not one number: the countywide base is 7.75%, while some cities add district taxes, like Santa Ana at 9.25%. The payments on this page are computed at ZIP 92701, and when you open a deal you can set your exact ZIP so the engine recomputes the tax to the street you register the car at. A national teaser payment cannot do that, which is why it rarely survives contact with an Orange County contract.
Pick a car, see the full drive-off and monthly with every fee listed, and lock the deal online. Booking includes the Hunter Lease $95 service fee. It is a service fee, not a deposit: it never reduces the price of the car, and it is refunded if you cancel before signing the contract for the car at the dealer. At the dealership you inspect the car and sign, and the numbers match what you locked.
It means the amount collected when you sign the lease is zero: no down payment and no drive-off check. The first month, the acquisition fee and other day-one items are structured into the deal instead. In California, sales tax on manufacturer lease cash can still be due at signing on some deals; when it applies, the breakdown shows the exact amount before you book.
Yes. Every deal on this page is repriced at a $0 target by the same engine the calculator uses, so the monthly you see already carries what others collect up front. It runs slightly higher than the same car with money down, and both versions are visible when you open the deal, so you can compare.
It is a cash-flow choice. Paying nothing up front protects your cash and limits what is at risk if the car is totaled or stolen early, and in exchange the monthly is a little higher and the full term costs somewhat more. If keeping cash on hand matters more than the lowest possible monthly, it is a fair choice.
An SSN is required, and $0 due at signing structures are available across credit tiers, though a stronger profile widens the choices. Thin or new US credit is workable, and a co-signer helps. Every payment here is shown for a stated credit tier, so the number you see is tied to an assumption you can check.
No. The $95 is our online booking service fee, paid when you book on the site, and it never reduces the price of the car. It is refunded if you cancel before signing the contract for the car at the dealer. Due at signing is what the dealer collects when you sign the lease itself, and on this page that amount is $0.