Ford Explorer lease deals in California

Bottom line as of Oct 18, 2026

Terms for every figure below: lease, 48 months, 7,500 miles a year, $3,000 due at signing, credit tier 1 (740+), ZIP 90012 (Los Angeles, California), payments with tax, Hunter Lease calculation of Oct 18, 2026, 6:49 PM PDT.

• Lowest payment. Of the 99 listed 2027 Ford Explorer leases in ZIP 90012, a ST-Line RWD has the lowest payment: $590.42 a month with tax, as of Oct 18, 2026.

2027 Ford Explorer lease prices by trim

Hunter Lease, the lowest-payment car of each trim (of 15 ST-Line RWD and 13 Active w/200A Pkg RWD and 18 Tremor 4WD and 10 ST-Line 4WD and 1 Platinum RWD and 17 ST RWD and 5 Platinum 4WD and 20 ST 4WD offers). Payments with tax, credit tier 1 (740+); the earliest end among the cars on this page is October 31, 2026. Finance and the amount due at signing switch in the filters above.

• 2026 Ford Explorer ST-Line RWD via Hunter Lease: from $590/mo with tax, 48 mo, 7,500 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2027 Ford Explorer Active w/200A Pkg RWD via Hunter Lease: from $605/mo with tax, 48 mo, 7,500 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Ford Explorer Tremor 4WD via Hunter Lease: from $616/mo with tax, 48 mo, 7,500 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Ford Explorer ST-Line 4WD via Hunter Lease: from $638/mo with tax, 48 mo, 7,500 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Ford Explorer Platinum RWD via Hunter Lease: from $686/mo with tax, 48 mo, 7,500 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Ford Explorer ST RWD via Hunter Lease: from $706/mo with tax, 48 mo, 7,500 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Ford Explorer Platinum 4WD via Hunter Lease: from $717/mo with tax, 48 mo, 7,500 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.
• 2026 Ford Explorer ST 4WD via Hunter Lease: from $723/mo with tax, 48 mo, 7,500 mi/yr, $3,000 due at signing, ZIP 90012, 10/18/2026.

Payments by credit tier

The same 2026 Ford Explorer ST-Line RWD lease (48 months, 7,500 miles a year, $3,000 at signing, ZIP 90012), calculated by Hunter Lease for each credit tier the site prices. Everything except the tier is the same. The bank confirms your tier when it reviews your application.

Base scenario of this page.

The bank program for these payments is valid through December 17, 2026. The payments are valid through October 31, 2026: the earliest end among their parts (bank program, manufacturer rebates, the discount negotiated by Hunter Lease).

Each card shows when the car was last seen in the dealer's inventory feed · California DMV license #21138 · reviewed by Azat Cutliahmetov

Ford Explorer full cost: lease, $0 due at signing, finance

2026 Ford Explorer ST-Line RWD, the lowest-payment car (c32256-gf): Hunter Lease calculation with tax for ZIP 90012, credit tier 1 (740+), computed 10/18/2026, 6:49 PM PDT. Effective monthly is each total divided by the number of months. In the lease row the first payment is inside the amount due at signing and is counted once. In the $0 row the first payment is rolled into the monthly payments. Insurance, energy and maintenance are not included.

Where these numbers come from: money factor 0.00163 and residual 59% from the bank lease program in the Hunter Lease engine, program ends December 17, 2026; Ford lease cash $500 through October 31, 2026; sales tax 10.25% for ZIP 90012; acquisition fee $695, doc fee $85, DMV $744.97 from the engine's calculation for this car; dealer feed checked 10/16, 3:02 AM PDT; calculated 10/18/2026, 6:49 PM PDT. The rate is the CDTFA rate for this ZIP; the exact rate follows the registration address, and some ZIPs span two rates. How Hunter Lease calculates a payment · California lease taxes and fees

True $0 due at signing on the Ford Explorer

Lease with true $0 due at signing: 2026 Ford Explorer ST-Line RWD, $663/mo with tax, 48 mo, 7,500 mi/yr, ZIP 90012, 10/18/2026. Nothing is due when you sign, not even the first monthly payment: the acquisition fee $695, the doc fee $85, DMV registration $744.97 and the upfront tax are inside the monthly payment.

"$0 down" is not the same thing: it says only that there is no down payment, not whether the first payment, fees and taxes are due at signing. Here none of that is due at signing: it is spread over the monthly payment, which is why the same car costs $73 more per month than with $3,000 due at signing.

Why the payment is final

The monthly payment on each card is final for that car and for the terms it was calculated with: credit tier, the ZIP where the car is registered, term, annual mileage, the amount due at signing and the programs applied to it.

For example, the lowest monthly payment here is calculated for tier 740+, ZIP 90012, 48 months, 7,500 miles a year, $3,000 due at signing.

If the bank confirms the credit tier you picked and the other terms stay the same, you get the payment shown on the card.

Approval and the credit tier are decided by the bank during the application, separately from the price.

Another tier, ZIP, term, mileage or amount at signing is a different scenario with its own payment: pick it in the filters above and the cards are recalculated.

Will I get approved?

Pick your score and answer four more questions: the estimated approval odds appear below.

Ford Explorer: estimated approval odds by buyer profile

The same conditions apply to every row: a Ford Explorer with a deal price under $55,000 (the lowest-payment 2026 Ford Explorer ST-Line RWD is $50,495); the table shows our estimate of the odds, not an approval.

Hunter Lease estimate from our deal experience, not a precise calculation. This is not a pre-approval. The bank makes the decision.

The estimates are for $3,000 down on a lease and $5,000 down on a loan.

Negative items: repossession, 60+ days late, bankruptcy, fraud. A co-signer never lowers the estimate: we show the better of the two, on your own credit or with the co-signer.

What moves the estimate in these rows: a co-signer (on a lease, moderate instead of low with a 620-659 score and 6 months to 1 year of history, moderate instead of low with under 6 months of history), a first car loan or lease (moderate instead of high with a 740+ score) and the type of deal (on a loan the estimate is lower than on a lease, or the same).

Ford Explorer rebates and who gets them

Amounts from the bank and manufacturer programs in today's calculation; general ones are in the payments, conditional ones are not.

• for everyone Ford lease cash: $500 on the ST-Line RWD and $500 on the Tremor 4WD and $500 on the ST-Line 4WD and $500 on the Platinum RWD and $500 on the ST RWD and $500 on the Platinum 4WD and $500 on the ST 4WD, through October 31, 2026. It is in every lease payment on this page.
• Discount negotiated by Hunter Lease on these 99 cars this cycle: none (the dealer sheets carry no discount on the Explorer right now). The savings on the cards are Ford's lease cash.

The same Ford Explorer in the format dealers advertise

The same 2026 Ford Explorer ST-Line RWD lease (48 months, 7,500 miles a year, ZIP 90012, 10.25% sales tax, credit tier 1 (740+)), calculated by Hunter Lease at several amounts due at signing: the payment before tax, the format dealers advertise, next to the payment with tax that you actually pay.

Every amount due at signing in the table already includes the first payment, the tax collected upfront and the fees: the $695 acquisition fee, the $85 doc fee and the $744.97 DMV registration.

Ford Explorer lease questions and answers